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Read about what causes changes in your Elfers, Florida Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Elfers, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Elfers, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Elfers 2 Beds, 1 Bath, 1380 sqft $89,000 $109
Sun City Center 2 Beds, 1 Bath, 1,330 sqft $68,000 $133
Lakeland 2 Beds, 1 Bath, 950 sqft $76,000 $85
Crystal Springs 3 Beds, 1 Bath, 1,490 sqft $102,000 $159
St. Petersburg 3 Beds, 2 Baths, 2,350 sqft $137,000 $248
Palmetto 3 Beds, 1 Bath, 1,810 sqft $131,000 $147
Spring Lake 2 Beds, 1 Bath, 1,160 sqft $65,000 $86
Temple Terrace 2 Beds, 1 Bath, 1,680 sqft $110,000 $235
Lacoochee 2 Beds, 1 Bath, 1,050 sqft $55,000 $72
Dover 3 Beds, 2 Baths, 2,120 sqft $135,000 $233
Lake Magdalene 2 Beds, 1 Bath, 1,540 sqft $65,000 $128
Belleair Bluffs 3 Beds, 1 Bath, 1,390 sqft $78,000 $131
Carrollwood 2 Beds, 1 Bath, 1,310 sqft $61,000 $117
Keystone 3 Beds, 2 Baths, 2,210 sqft $170,000 $263
Seffner 3 Beds, 1 Bath, 1,880 sqft $97,000 $154
Weeki Wachee 3 Beds, 1 Bath, 1,370 sqft $58,000 $122
Fuller Heights 3 Beds, 1 Bath, 2,150 sqft $119,000 $154
Webster 3 Beds, 1 Bath, 1,640 sqft $81,000 $105
Floral City 2 Beds, 1 Bath, 1,550 sqft $110,000 $136
New Port Richey 3 Beds, 2 Baths, 2,340 sqft $155,000 $189
Shady Hills 2 Beds, 1 Bath, 1,230 sqft $55,000 $125

If your Elfers, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Elfers:

Claim Typical Claim Amount
WATER DAMAGE $7,000
LIABILITY (ALL OTHER) $82,500
SINKHOLE $140,000

Your Elfers, FL insurance agent (see examples below) can help with your claims.

  • Travelers: Mcfadden Insurance Services Inc, 18424 livingston ave ste 3, Lutz, FL, 33559 813-920-0000
  • Liberty Mutual: Bridget Loring, 3550 buschwood park dr ste. 300, Tampa, FL, 33618 1-813-264-8890
  • State Farm: Jerry Perez, 2701 w busch blvd ste 118, Tampa, FL, 33618-4577 813-931-3000
  • Allstate: Craig Arndt, 18932 n dale mabry hwy ste 102, Lutz, FL, 33548 (813) 968-2441
  • Liberty Mutual Independent: The Hilb Group Of Florida Llc, 3438 colwell avenue, Tampa, FL, 33614 (813) 636-4000

Your Background Impacts Your Home Insurance Quotes

Here is a list of Elfers, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 800-850 Credit Score $25 to 50,000 No Pets, Smoker $1,980
Full Time Job 500-549 Credit Score $75 to $100,000 2 Pets, Smoker $490
Retired 700-749 Credit Score <$25,000 3 Pets, Non-Smoker $1,040