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Check out some must see numbers behind your Key Biscayne, Florida Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Key Biscayne, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Key Biscayne, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Key Biscayne 2 Beds, 1 Bath, 1650 sqft $746,000 $655
Lauderhill 3 Beds, 1 Bath, 1,460 sqft $605,000 $660
Lauderdale by the Sea 2 Beds, 1 Bath, 1,180 sqft $535,000 $465
Hillsboro Beach 2 Beds, 1 Bath, 1,460 sqft $518,000 $715
Miami Beach 2 Beds, 1 Bath, 1,210 sqft $647,000 $686
Fisher Island 2 Beds, 1 Bath, 1,240 sqft $506,000 $348
Parkland 2 Beds, 1 Bath, 1,190 sqft $482,000 $550
Watergate 4 Beds, 2 Baths, 3,390 sqft $1,990,000 $1,668
Sunset 4 Beds, 1 Bath, 2,720 sqft $893,000 $1,622
West Perrine 4 Beds, 2 Baths, 1,890 sqft $916,000 $1,218
El Portal 4 Beds, 1 Bath, 2,380 sqft $756,000 $1,545
Sunrise 4 Beds, 2 Baths, 2,070 sqft $629,000 $716
West Park 2 Beds, 1 Bath, 940 sqft $232,000 $435
Virginia Gardens 4 Beds, 2 Baths, 2,840 sqft $853,000 $1,201
Hialeah 4 Beds, 1 Bath, 1,920 sqft $768,000 $973
Davie 3 Beds, 2 Baths, 2,390 sqft $621,000 $882
Pembroke Pines 4 Beds, 3 Baths, 1,970 sqft $865,000 $985
Washington Park 3 Beds, 1 Bath, 1,240 sqft $533,000 $751
Country Club 3 Beds, 2 Baths, 1,740 sqft $903,000 $846
Boulevard Gardens 4 Beds, 1 Bath, 1,710 sqft $898,000 $1,146
Miami 4 Beds, 3 Baths, 2,410 sqft $862,000 $692

If your Key Biscayne, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Key Biscayne:

Claim Typical Claim Amount
EARTH MOVEMENT $171,000
EARTHQUAKE $379,500
SINKHOLE $140,000

Your Key Biscayne, FL insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Morris & Reynolds Inc, 14821 sw dixie hwy, Miami, FL, 33176 Phone: 305-238-1000
  • Travelers: Elliott Mckiever & Stowe Inc, 6161 blue lagoon drive ste 430 , Miami, FL, 33126
  • Liberty Mutual: Alexander Pagola, 760 nw 107th avenue ste 115, Miami, FL, 33172 1-305-593-6533
  • GEICO: Mario Sueiras, 8514 southwest 8th street, Miami, FL, 33144 (305) 595-2911
  • State Farm: Guy Brickman Casl, Clu, Lutcf, Chfc, 16969 nw 67th ave, Miami, FL, 33015-4214 305-822-6921

Your Background Impacts Your Home Insurance Quotes

Here is a list of Key Biscayne, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 600-649 Credit Score $25 to 50,000 3 Pets, Smoker $4,900
Full Time Job 700-749 Credit Score $25 to 50,000 1 Pet, Smoker $700
Part Time Job Up to 499 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $11,940