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This startling study about Arcadia, Florida Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Arcadia, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Arcadia, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Arcadia 3 Beds, 1 Bath, 2310 sqft $158,000 $288
Ona 2 Beds, 1 Bath, 1,430 sqft $85,000 $95
Charlotte Harbor 3 Beds, 2 Baths, 2,330 sqft $125,000 $199
Tice 2 Beds, 1 Bath, 1,410 sqft $67,000 $86
Gardner 2 Beds, 1 Bath, 1,390 sqft $95,000 $103
Sebring 3 Beds, 2 Baths, 2,170 sqft $206,000 $240
Gulf Gate Estates 3 Beds, 2 Baths, 1,450 sqft $100,000 $120
Riverview 3 Beds, 1 Bath, 1,790 sqft $120,000 $233
Siesta Key 2 Beds, 1 Bath, 1,630 sqft $103,000 $164
Nokomis 3 Beds, 1 Bath, 1,400 sqft $75,000 $203
Pine Manor 2 Beds, 1 Bath, 1,540 sqft $94,000 $181
Pine Island 3 Beds, 2 Baths, 2,380 sqft $156,000 $157
Olga 2 Beds, 1 Bath, 1,360 sqft $59,000 $144
South Bradenton 2 Beds, 1 Bath, 1,520 sqft $136,000 $172
Pineland 2 Beds, 1 Bath, 1,070 sqft $78,000 $112
Sun City Center 2 Beds, 1 Bath, 1,160 sqft $83,000 $138
Arcadia 2 Beds, 1 Bath, 1,680 sqft $101,000 $192
Villas 2 Beds, 1 Bath, 1,260 sqft $68,000 $162
Bartow 2 Beds, 1 Bath, 1,610 sqft $103,000 $101
Wimauma 3 Beds, 1 Bath, 1,500 sqft $80,000 $157
Arcadia 3 Beds, 1 Bath, 1,660 sqft $89,000 $125

If your Arcadia, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Arcadia:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $82,500
THEFT/BURGLARY $3,000
WIND $10,000

Your Arcadia, FL insurance agent (see examples below) can help with your claims.

  • State Farm: Don Knoche, 4 w oak st ste e, Arcadia, FL, 34266-3971 863-494-2030
  • Allstate: South Central Insurers Inc, 521 e hickory st, Arcadia, FL, 34266 (863) 494-5028
  • Liberty Mutual Independent: Mrb & Associates Ii Llc Dba Desoto Insurance Agenc, 243 n brevard ave, Arcadia, FL, 34266 (863) 494-2242
  • State Farm: Patrice Weston, 1946 kings hwy, Pt Charlotte, FL, 33980-4214 941-627-5626
  • Allstate: Greg Raymond, 701 j c center ct unit 11, Port Charlotte, FL, 33954 (941) 613-2112

Your Background Impacts Your Home Insurance Quotes

Here is a list of Arcadia, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $100 to $150,000 3 Pets, Non-Smoker $250
Freelancer 550-599 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $70
Part Time Job 600-649 Credit Score <$25,000 No Pets, Smoker $690