In Depth Analysis of Fort Myers Beach, Florida Home Insurance Rates to get you a leg up in your negotiations after you get quotes.
Here is a list of replacement costs & home insurance for Fort Myers Beach, FL & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Fort Myers Beach | 2 Beds, 1 Bath, 1740 sqft | $394,000 | $671 |
| Sanibel | 2 Beds, 1 Bath, 1,310 sqft | $268,000 | $309 |
| Charlotte Harbor | 2 Beds, 1 Bath, 1,090 sqft | $189,000 | $254 |
| Charleston Park | 2 Beds, 1 Bath, 1,420 sqft | $380,000 | $355 |
| McGregor | 3 Beds, 1 Bath, 1,620 sqft | $255,000 | $555 |
| Gateway | 3 Beds, 2 Baths, 2,150 sqft | $549,000 | $393 |
| Fort Denaud | 3 Beds, 1 Bath, 2,250 sqft | $555,000 | $293 |
| Pioneer | 3 Beds, 1 Bath, 1,460 sqft | $292,000 | $310 |
| North Fort Myers | 3 Beds, 2 Baths, 1,950 sqft | $394,000 | $352 |
| Manasota Key | 2 Beds, 1 Bath, 1,160 sqft | $248,000 | $339 |
| Suncoast Estates | 3 Beds, 2 Baths, 2,140 sqft | $425,000 | $584 |
| Rotonda | 2 Beds, 1 Bath, 1,050 sqft | $250,000 | $221 |
| Fort Myers Beach | 3 Beds, 2 Baths, 2,360 sqft | $546,000 | $501 |
| Captiva | 3 Beds, 2 Baths, 2,400 sqft | $406,000 | $261 |
| Estero | 3 Beds, 2 Baths, 1,430 sqft | $189,000 | $245 |
| Estero Island | 3 Beds, 1 Bath, 2,220 sqft | $343,000 | $370 |
| Palmona Park | 2 Beds, 1 Bath, 1,260 sqft | $287,000 | $201 |
| Tice | 3 Beds, 1 Bath, 1,730 sqft | $263,000 | $524 |
| Immokalee | 2 Beds, 1 Bath, 1,710 sqft | $286,000 | $461 |
| San Carlos Park | 2 Beds, 1 Bath, 1,080 sqft | $213,000 | $174 |
| Matlacha | 2 Beds, 1 Bath, 1,100 sqft | $204,000 | $181 |
Here are some typical claims filed in Fort Myers Beach:
| Claim | Typical Claim Amount |
|---|---|
| WIND | $10,000 |
| SINKHOLE | $140,000 |
| PHYSICAL DAMAGE | $64,000 |
Your Fort Myers Beach, FL insurance agent (see examples below) can help with your claims.
Here is a list of Fort Myers Beach, FL homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Full Time Job | 800-850 Credit Score | $25 to 50,000 | 3 Pets, Smoker | $3,340 |
| Part Time Job | 600-649 Credit Score | <$25,000 | 1 Pet, Non-Smoker | $6,020 |
| Unemployed | 500-549 Credit Score | <$25,000 | More than 3 Pets at home, Smoker | $4,550 |