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In Depth Analysis of Fort Myers Beach, Florida Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Fort Myers Beach, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Fort Myers Beach, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Fort Myers Beach 2 Beds, 1 Bath, 1740 sqft $394,000 $671
Sanibel 2 Beds, 1 Bath, 1,310 sqft $268,000 $309
Charlotte Harbor 2 Beds, 1 Bath, 1,090 sqft $189,000 $254
Charleston Park 2 Beds, 1 Bath, 1,420 sqft $380,000 $355
McGregor 3 Beds, 1 Bath, 1,620 sqft $255,000 $555
Gateway 3 Beds, 2 Baths, 2,150 sqft $549,000 $393
Fort Denaud 3 Beds, 1 Bath, 2,250 sqft $555,000 $293
Pioneer 3 Beds, 1 Bath, 1,460 sqft $292,000 $310
North Fort Myers 3 Beds, 2 Baths, 1,950 sqft $394,000 $352
Manasota Key 2 Beds, 1 Bath, 1,160 sqft $248,000 $339
Suncoast Estates 3 Beds, 2 Baths, 2,140 sqft $425,000 $584
Rotonda 2 Beds, 1 Bath, 1,050 sqft $250,000 $221
Fort Myers Beach 3 Beds, 2 Baths, 2,360 sqft $546,000 $501
Captiva 3 Beds, 2 Baths, 2,400 sqft $406,000 $261
Estero 3 Beds, 2 Baths, 1,430 sqft $189,000 $245
Estero Island 3 Beds, 1 Bath, 2,220 sqft $343,000 $370
Palmona Park 2 Beds, 1 Bath, 1,260 sqft $287,000 $201
Tice 3 Beds, 1 Bath, 1,730 sqft $263,000 $524
Immokalee 2 Beds, 1 Bath, 1,710 sqft $286,000 $461
San Carlos Park 2 Beds, 1 Bath, 1,080 sqft $213,000 $174
Matlacha 2 Beds, 1 Bath, 1,100 sqft $204,000 $181

If your Fort Myers Beach, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Fort Myers Beach:

Claim Typical Claim Amount
WIND $10,000
SINKHOLE $140,000
PHYSICAL DAMAGE $64,000

Your Fort Myers Beach, FL insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Gulfshore Insurance Inc., 4100 goodlette rd n, Naples, FL, 34103 (239) 261-3646
  • Travelers: Avalon Insurance Group, 7370 college parkway ste 312 ft.¬†myers, Fort Myers, FL, 33907
  • Liberty Mutual: Kelly Mccann, 9390 dynasty drive suite 105, Fort Myers, FL, 33905 1-239-277-5122
  • GEICO: Fred Trelli, 12123 south cleveland avenue, Fort Myers, FL, 33907 (239) 415-7777
  • State Farm: Ralph Macniven, 3765 airport rd n ste 100, Naples, FL, 34105-4517 239-261-8287

Your Background Impacts Your Home Insurance Quotes

Here is a list of Fort Myers Beach, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $25 to 50,000 3 Pets, Smoker $3,340
Part Time Job 600-649 Credit Score <$25,000 1 Pet, Non-Smoker $6,020
Unemployed 500-549 Credit Score <$25,000 More than 3 Pets at home, Smoker $4,550