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This startling study about Lacoochee, Florida Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Lacoochee, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lacoochee, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lacoochee 2 Beds, 1 Bath, 1230 sqft $90,000 $110
Land O' Lakes 2 Beds, 1 Bath, 1,570 sqft $64,000 $154
Odessa 3 Beds, 2 Baths, 2,070 sqft $88,000 $213
Lake Hamilton 3 Beds, 2 Baths, 1,330 sqft $111,000 $136
Plant City 3 Beds, 1 Bath, 1,760 sqft $116,000 $152
Kathleen 3 Beds, 1 Bath, 1,550 sqft $59,000 $100
Keystone 3 Beds, 1 Bath, 2,330 sqft $163,000 $148
Oakland 2 Beds, 1 Bath, 1,470 sqft $87,000 $202
Edgewood 2 Beds, 1 Bath, 1,550 sqft $106,000 $121
University 3 Beds, 1 Bath, 1,260 sqft $89,000 $104
Orange 3 Beds, 2 Baths, 2,320 sqft $128,000 $137
Zephyrhills 3 Beds, 2 Baths, 1,360 sqft $79,000 $144
Nobleton 3 Beds, 1 Bath, 1,370 sqft $86,000 $116
Cypress Gardens 3 Beds, 2 Baths, 1,520 sqft $73,000 $139
Kissimmee 2 Beds, 1 Bath, 1,650 sqft $147,000 $215
Pine Hills 2 Beds, 1 Bath, 1,500 sqft $88,000 $213
Lady Lake 2 Beds, 1 Bath, 1,130 sqft $46,000 $143
San Antonio 2 Beds, 1 Bath, 1,330 sqft $98,000 $126
Inverness Highlands 3 Beds, 2 Baths, 1,380 sqft $97,000 $110
Hudson 2 Beds, 1 Bath, 940 sqft $37,000 $47
Webster 2 Beds, 1 Bath, 1,720 sqft $77,000 $118

If your Lacoochee, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lacoochee:

Claim Typical Claim Amount
THEFT/BURGLARY $3,000
EARTH MOVEMENT $171,000
LIABILITY (ALL OTHER) $82,500

Your Lacoochee, FL insurance agent (see examples below) can help with your claims.

  • Travelers: Boyett Insurance Agency, 37927 live oak ave, Dade City, FL, 33523 352-521-3030
  • State Farm: Brant Blessing, 38357 county road 54, Zephyrhills, FL, 33542-7527 813-788-5554
  • Allstate: Lee Reed Ins, 38511 5th ave, Zephyrhills, FL, 33542 (813) 782-5502
  • Liberty Mutual Independent: Snow & Bell Inc, 24 n broad st, Brooksville, FL, 34601 (352) 796-3594
  • Travelers: Black Insurance & Financial Services Llc, 5833 argerian dr ste 102, Wesley Chapel, FL, 33545 813-782-1777

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lacoochee, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 600-649 Credit Score No Income No Pets, Smoker $1,630
Part Time Job 550-599 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $350
Freelancer 700-749 Credit Score $50 to $75,000 1 Pet, Non-Smoker $850