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Read amazing research on Neptune Beach, Florida Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Neptune Beach, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Neptune Beach, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Neptune Beach 3 Beds, 2 Baths, 2380 sqft $304,000 $623
East Palatka 4 Beds, 2 Baths, 2,720 sqft $497,000 $566
St. Augustine 3 Beds, 2 Baths, 1,400 sqft $245,000 $476
Ponte Vedra 3 Beds, 2 Baths, 1,200 sqft $211,000 $262
St. Augustine 4 Beds, 1 Bath, 2,830 sqft $535,000 $712
Matanzas 4 Beds, 2 Baths, 1,770 sqft $285,000 $412
Macclenny 4 Beds, 2 Baths, 2,590 sqft $496,000 $341
Jacksonville Beach 2 Beds, 1 Bath, 1,550 sqft $306,000 $443
Fernandina Beach 4 Beds, 1 Bath, 3,250 sqft $471,000 $766
Clay Hill 3 Beds, 1 Bath, 1,430 sqft $161,000 $389
Woodbine, GA 2 Beds, 1 Bath, 1,000 sqft $122,000 $131
Orange Park 2 Beds, 1 Bath, 1,770 sqft $233,000 $300
Callahan 2 Beds, 1 Bath, 960 sqft $152,000 $177
St. Augustine Beach 2 Beds, 1 Bath, 1,130 sqft $232,000 $126
World Golf Village 3 Beds, 1 Bath, 1,610 sqft $277,000 $352
Kingsland, GA 4 Beds, 1 Bath, 2,360 sqft $374,000 $548
Oakleaf Plantation 4 Beds, 2 Baths, 2,630 sqft $381,000 $684
St. Augustine Shores 2 Beds, 1 Bath, 1,200 sqft $241,000 $291
Palatka 2 Beds, 1 Bath, 1,670 sqft $259,000 $229
Villano Beach 2 Beds, 1 Bath, 1,080 sqft $153,000 $213
Baldwin 2 Beds, 1 Bath, 1,350 sqft $171,000 $289

If your Neptune Beach, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Neptune Beach:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $82,500
EARTHQUAKE $379,500
SINKHOLE $140,000

Your Neptune Beach, FL insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: J P Perry Insurance Agency, 3342 kori rd, Jacksonville, FL, 32257 (904) 268-7310
  • Travelers: Mandarin Insurance Center, 9880-3 san jose blvd, Jacksonville, FL, 32257 904-260-8000
  • Liberty Mutual: Connor Seth, 11112 san jose boulevard suite 32, Jacksonville, FL, 32223 1-904-268-0503
  • GEICO: Morris Busbia, 1003 atlantic boulevard, Jacksonville, FL, 32233 (904) 246-8650
  • State Farm: Cam Anderson, 4555 san juan ave, Jacksonville, FL, 32210-2050 904-381-1206

Your Background Impacts Your Home Insurance Quotes

Here is a list of Neptune Beach, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 600-649 Credit Score <$25,000 2 Pets, Smoker $6,480
Full Time Job 500-549 Credit Score <$25,000 3 Pets, Non-Smoker $3,300
Retired 800-850 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $1,390