ogmer

In Depth High Springs, FL Home Insurance Rates Analysis

In Depth Analysis of High Springs, Florida Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in High Springs, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for High Springs, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
High Springs 4 Beds, 2 Baths, 2850 sqft $191,000 $304
Watertown 2 Beds, 1 Bath, 1,730 sqft $169,000 $236
Chiefland 4 Beds, 3 Baths, 3,390 sqft $301,000 $242
Williston 2 Beds, 1 Bath, 1,510 sqft $193,000 $285
Branford 2 Beds, 1 Bath, 1,280 sqft $181,000 $267
Day 2 Beds, 1 Bath, 1,580 sqft $155,000 $151
Horseshoe Beach 2 Beds, 1 Bath, 1,540 sqft $148,000 $256
Glen St. Mary 2 Beds, 1 Bath, 1,640 sqft $126,000 $144
Alachua 2 Beds, 1 Bath, 1,070 sqft $128,000 $161
Dowling Park 4 Beds, 1 Bath, 2,890 sqft $256,000 $245
Keystone Heights 3 Beds, 1 Bath, 1,370 sqft $193,000 $274
Hawthorne 2 Beds, 1 Bath, 1,590 sqft $163,000 $155
Sanderson 4 Beds, 2 Baths, 2,560 sqft $172,000 $281
Archer 3 Beds, 1 Bath, 1,840 sqft $104,000 $216
Williston Highlands 3 Beds, 2 Baths, 2,160 sqft $172,000 $182
Lawtey 2 Beds, 1 Bath, 1,170 sqft $146,000 $178
Raiford 4 Beds, 2 Baths, 3,010 sqft $374,000 $511
Newberry 4 Beds, 3 Baths, 3,350 sqft $408,000 $482
Florahome 3 Beds, 2 Baths, 2,190 sqft $221,000 $263
Wellborn 2 Beds, 1 Bath, 1,360 sqft $97,000 $112
Fellowship 3 Beds, 1 Bath, 1,830 sqft $186,000 $182

If your High Springs, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in High Springs:

Claim Typical Claim Amount
PHYSICAL DAMAGE $64,000
WATER DAMAGE $7,000
SINKHOLE $140,000

Your High Springs, FL insurance agent (see examples below) can help with your claims.

  • Travelers: Willis Insurance Services Of California Inc, 4880 w newberry rd ste 100, Gainesville, FL, 32607 Phone: 352-378-2511
  • GEICO: Ken Castellani, 3545 southwest 34th street suite d, Gainesville, FL, 32608 (352) 375-2886
  • State Farm: Ric Hansen, 6500 sw archer rd ste g, Gainesville, FL, 32608-4786 352-377-1366
  • Allstate: Michael Carroll, 7627 w newberry rd, Gainesville, FL, 32606 (352) 332-5442
  • Liberty Mutual Independent: Mcgriff Williams Ins Agcy Inc, 3501-a west university ave, Gainesville, FL, 32607

Your Background Impacts Your Home Insurance Quotes

Here is a list of High Springs, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 600-649 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $730
Full Time Job 650-699 Credit Score <$25,000 2 Pets, Smoker $780
Unemployed Up to 499 Credit Score No Income 3 Pets, Smoker $3,730