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The issues listed mainly affect Sweetwater, Florida Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Sweetwater, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Sweetwater, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Sweetwater 3 Beds, 2 Baths, 1810 sqft $156,000 $184
Golden Beach 2 Beds, 1 Bath, 1,260 sqft $95,000 $207
Tamiami 2 Beds, 1 Bath, 1,590 sqft $147,000 $144
Tamiami 2 Beds, 1 Bath, 1,740 sqft $180,000 $258
Homestead Base 3 Beds, 1 Bath, 1,720 sqft $149,000 $306
Upper Keys 3 Beds, 1 Bath, 2,250 sqft $207,000 $232
Hallandale Beach 2 Beds, 1 Bath, 910 sqft $78,000 $118
Cooper City 3 Beds, 1 Bath, 1,320 sqft $136,000 $169
The Crossings 3 Beds, 2 Baths, 1,280 sqft $134,000 $156
Hialeah Gardens 3 Beds, 2 Baths, 1,950 sqft $172,000 $212
side 3 Beds, 2 Baths, 1,880 sqft $205,000 $273
Fountainebleau 2 Beds, 1 Bath, 1,640 sqft $79,000 $121
North Bay Village 2 Beds, 1 Bath, 1,080 sqft $99,000 $154
Indian Creek 3 Beds, 1 Bath, 1,790 sqft $150,000 $117
Miami Heights 3 Beds, 2 Baths, 1,850 sqft $139,000 $216
Palmetto Bay 3 Beds, 1 Bath, 1,490 sqft $166,000 $162
Washington Park 3 Beds, 2 Baths, 1,370 sqft $90,000 $176
Dania Beach 2 Beds, 1 Bath, 1,020 sqft $99,000 $119
Franklin Park 2 Beds, 1 Bath, 1,050 sqft $59,000 $74
Biscayne Park 2 Beds, 1 Bath, 1,530 sqft $125,000 $258
Ojus 2 Beds, 1 Bath, 1,010 sqft $84,000 $107

If your Sweetwater, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Sweetwater:

Claim Typical Claim Amount
EARTH MOVEMENT $171,000
WATER DAMAGE $7,000
SINKHOLE $140,000

Your Sweetwater, FL insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Lockton Companies Llc, 3601 sw 160th ave ste 200, Miramar, FL, 33027 (954) 883-2000
  • Travelers: Dopazo & Associates Inc, 8725 nw 18th terr ste 300, Miami, FL, 33172 305-470-8500
  • Liberty Mutual: Alexander Pagola, 760 nw 107th avenue ste 115, Miami, FL, 33172 1-305-593-6533
  • GEICO: Gilbert Suarez, 13631 biscayne boulevard, North Miami, FL, 33181 (305) 914-9220
  • State Farm: Dennis Burgess, 6 palermo ave, Coral Gables, FL, 33134-6908 305-445-2441

Your Background Impacts Your Home Insurance Quotes

Here is a list of Sweetwater, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score No Income 3 Pets, Non-Smoker $2,260
Retired 600-649 Credit Score $25 to 50,000 1 Pet, Non-Smoker $400
Freelancer 500-549 Credit Score <$25,000 2 Pets, Smoker $1,100