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In Depth Analysis of Coral Gables, Florida Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Coral Gables, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Coral Gables, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Coral Gables 4 Beds, 3 Baths, 2000 sqft $592,000 $892
Washington Park 4 Beds, 3 Baths, 2,200 sqft $608,000 $1,171
Lauderdale 3 Beds, 2 Baths, 1,470 sqft $247,000 $427
Naranja 2 Beds, 1 Bath, 1,590 sqft $417,000 $572
Tavernier 4 Beds, 3 Baths, 1,950 sqft $759,000 $544
Richmond Heights 2 Beds, 1 Bath, 1,490 sqft $417,000 $441
Miami Heights 4 Beds, 3 Baths, 3,150 sqft $1,360,000 $1,045
Coral Springs 4 Beds, 2 Baths, 2,810 sqft $778,000 $748
Pinecrest 3 Beds, 1 Bath, 1,630 sqft $337,000 $765
Sunrise 4 Beds, 1 Bath, 2,220 sqft $792,000 $641
Watergate 2 Beds, 1 Bath, 1,570 sqft $510,000 $396
Westwood Lakes 4 Beds, 1 Bath, 3,180 sqft $939,000 $1,282
Country Club 3 Beds, 2 Baths, 1,400 sqft $439,000 $457
Broadview Park 4 Beds, 1 Bath, 1,630 sqft $607,000 $801
Ojus 2 Beds, 1 Bath, 1,760 sqft $528,000 $660
Key Largo 2 Beds, 1 Bath, 1,190 sqft $259,000 $525
Conservation 2 Beds, 1 Bath, 1,180 sqft $317,000 $272
Pembroke Pines 3 Beds, 1 Bath, 2,360 sqft $682,000 $1,126
Franklin Park 2 Beds, 1 Bath, 1,500 sqft $533,000 $832
Miami 2 Beds, 1 Bath, 1,130 sqft $360,000 $385
Miami Springs 3 Beds, 1 Bath, 1,910 sqft $475,000 $512

If your Coral Gables, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Coral Gables:

Claim Typical Claim Amount
WATER DAMAGE $7,000
EARTH MOVEMENT $171,000
PHYSICAL DAMAGE $64,000

Your Coral Gables, FL insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Gil Garden Avetrani Insurance Group, 10689 n kendall dr ste 208, Miami, FL, 33176 (305) 630-4777
  • Travelers: Weinstein Insurance Services Llc, 5915 ponce de leon blvd 29, Coral Gables, FL, 33146 Phone: 305-665-2622
  • Liberty Mutual: Alexander Pagola, 760 nw 107th avenue ste 115, Miami, FL, 33172 1-305-593-6533
  • GEICO: Mario Sueiras, 8514 southwest 8th street, Miami, FL, 33144 (305) 595-2911
  • State Farm: Steve Myers, 9004 sw 152nd st, Palmetto Bay, FL, 33157-1928 305-253-5800

Your Background Impacts Your Home Insurance Quotes

Here is a list of Coral Gables, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 700-749 Credit Score <$25,000 1 Pet, Smoker $12,630
Full Time Job 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $8,240
Retired 750-799 Credit Score $25 to 50,000 3 Pets, Smoker $3,260