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The variables explained here drive your Winter Springs, Florida Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Winter Springs, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Winter Springs, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Winter Springs 4 Beds, 3 Baths, 2900 sqft $264,000 $587
Viera 2 Beds, 1 Bath, 920 sqft $117,000 $154
Tangerine 4 Beds, 2 Baths, 2,600 sqft $451,000 $550
Rio Pinar 2 Beds, 1 Bath, 1,150 sqft $171,000 $258
Chuluota 3 Beds, 1 Bath, 1,490 sqft $212,000 $357
Seville 3 Beds, 1 Bath, 1,890 sqft $216,000 $510
Sorrento 2 Beds, 1 Bath, 1,740 sqft $190,000 $156
Titusville 2 Beds, 1 Bath, 1,230 sqft $115,000 $194
Lake Kathryn 2 Beds, 1 Bath, 1,090 sqft $111,000 $253
Edgewater 2 Beds, 1 Bath, 910 sqft $108,000 $142
Union Park 3 Beds, 2 Baths, 1,520 sqft $135,000 $221
Pine Hills 2 Beds, 1 Bath, 1,160 sqft $115,000 $138
Lake Alfred 2 Beds, 1 Bath, 980 sqft $166,000 $120
Okahumpka 4 Beds, 1 Bath, 2,280 sqft $279,000 $298
Astatula 3 Beds, 1 Bath, 1,240 sqft $111,000 $134
Horizon 3 Beds, 2 Baths, 1,790 sqft $166,000 $276
Seville 3 Beds, 2 Baths, 1,480 sqft $223,000 $191
Umatilla 2 Beds, 1 Bath, 1,430 sqft $245,000 $190
Maitland 4 Beds, 2 Baths, 3,310 sqft $319,000 $478
Peninsula 3 Beds, 1 Bath, 1,450 sqft $165,000 $247
Casselberry 3 Beds, 1 Bath, 1,370 sqft $192,000 $182

If your Winter Springs, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Winter Springs:

Claim Typical Claim Amount
LIGHTNING $5,500
SINKHOLE $140,000
EARTH MOVEMENT $171,000

Your Winter Springs, FL insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Marsh & Mclennan Agency Llc, 2807 edgewater dr, Orlando, FL, 32804 407-849-0333
  • Travelers: The Wurzel Insurance Agency, 1942 w cr 419 ste 1000, Oviedo, FL, 32766
  • Liberty Mutual: Jason Ziegler, 995 n sr 434 suite 601, Altamonte Springs, FL, 32714 1-407-862-1608
  • GEICO: Joe Donoho, 5005 east colonial drive, Orlando, FL, 32803 (407) 897-7157
  • State Farm: Mitch Green, 2 azalea dr, Debary, FL, 32713-2800 386-668-0214

Your Background Impacts Your Home Insurance Quotes

Here is a list of Winter Springs, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score $25 to 50,000 2 Pets, Non-Smoker $2,450
Full Time Job Up to 499 Credit Score >$150,000 1 Pet, Non-Smoker $2,330
Unemployed 500-549 Credit Score <$25,000 No Pets, Smoker $530