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Read amazing research on Palmetto, Florida Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Palmetto, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Palmetto, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Palmetto 2 Beds, 1 Bath, 1420 sqft $138,000 $88
Sarasota 3 Beds, 2 Baths, 2,340 sqft $175,000 $162
Pebble Creek 3 Beds, 1 Bath, 1,670 sqft $105,000 $159
Wesley Chapel 2 Beds, 1 Bath, 1,230 sqft $91,000 $118
Ellenton 2 Beds, 1 Bath, 1,750 sqft $140,000 $165
Wauchula 3 Beds, 1 Bath, 2,320 sqft $129,000 $275
Trinity 3 Beds, 1 Bath, 2,070 sqft $195,000 $205
Greenbriar 3 Beds, 1 Bath, 2,120 sqft $182,000 $240
Clearwater 2 Beds, 1 Bath, 1,590 sqft $91,000 $118
St. Petersburg 3 Beds, 2 Baths, 2,190 sqft $218,000 $183
Bradley Junction 3 Beds, 2 Baths, 2,250 sqft $129,000 $296
Clair Mel 2 Beds, 1 Bath, 1,790 sqft $102,000 $242
Limestone 2 Beds, 1 Bath, 1,000 sqft $93,000 $123
Nokomis 3 Beds, 1 Bath, 1,370 sqft $116,000 $176
Fort Green 3 Beds, 1 Bath, 2,340 sqft $157,000 $271
Sarasota 2 Beds, 1 Bath, 1,230 sqft $74,000 $99
Boca Ciega 2 Beds, 1 Bath, 1,510 sqft $132,000 $148
Plant City 2 Beds, 1 Bath, 1,120 sqft $97,000 $84
Sarasota 3 Beds, 1 Bath, 2,240 sqft $129,000 $148
Tampa 3 Beds, 2 Baths, 1,720 sqft $97,000 $253
Manasota Key 2 Beds, 1 Bath, 1,060 sqft $85,000 $90

If your Palmetto, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Palmetto:

Claim Typical Claim Amount
SINKHOLE $140,000
WIND $10,000
LIABILITY (ALL OTHER) $82,500

Your Palmetto, FL insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Bozeman Insurance Inc, 6400 central av, St Petersburg, FL, 33707 863-646-6300
  • Travelers: Bentley Group Enterprises Inc, 6524 1st ave n, St Petersburg, FL, 33710 727-344-4500
  • Liberty Mutual: Ian W Brown Lutcf, 301 north cattlemen road suite 109, Sarasota, FL, 34232 1-941-379-2211
  • GEICO: Jim Leavy, 6703 west 14th street suite 108, Bradenton, FL, 34207 (941) 753-2886
  • State Farm: Leslie Jeffrey, 2345 bee ridge rd ste 7a, Sarasota, FL, 34239-6249 941-926-1980

Your Background Impacts Your Home Insurance Quotes

Here is a list of Palmetto, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $1,300
Part Time Job 700-749 Credit Score $25 to 50,000 2 Pets, Non-Smoker $1,000
Unemployed 550-599 Credit Score No Income 1 Pet, Non-Smoker $1,870