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In Depth Analysis of Putnam County, Florida Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Putnam County, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Putnam County, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Putnam County 3 Beds, 1 Bath, 2380 sqft $160,000 $240
Ormond by the Sea 4 Beds, 2 Baths, 1,680 sqft $140,000 $211
Pierson 4 Beds, 1 Bath, 2,110 sqft $157,000 $241
Lady Lake 2 Beds, 1 Bath, 1,340 sqft $117,000 $137
St. Augustine 4 Beds, 1 Bath, 3,080 sqft $191,000 $336
Oakleaf Plantation 2 Beds, 1 Bath, 1,220 sqft $89,000 $141
Lake Kathryn 2 Beds, 1 Bath, 1,590 sqft $146,000 $151
Macclenny 4 Beds, 1 Bath, 1,950 sqft $124,000 $265
Williston 2 Beds, 1 Bath, 1,370 sqft $125,000 $135
Hastings 2 Beds, 1 Bath, 1,140 sqft $69,000 $134
Starke 4 Beds, 1 Bath, 1,910 sqft $122,000 $153
Astor 2 Beds, 1 Bath, 1,450 sqft $72,000 $138
Palm Valley 4 Beds, 2 Baths, 2,360 sqft $157,000 $250
Pomona Park 3 Beds, 1 Bath, 1,720 sqft $121,000 $114
Alachua 2 Beds, 1 Bath, 1,620 sqft $128,000 $203
Sawgrass 2 Beds, 1 Bath, 1,260 sqft $70,000 $96
Seville 2 Beds, 1 Bath, 1,410 sqft $93,000 $135
Marineland 3 Beds, 2 Baths, 1,230 sqft $70,000 $140
Williston 4 Beds, 2 Baths, 3,190 sqft $196,000 $246
Ormond Beach 3 Beds, 2 Baths, 2,030 sqft $125,000 $188
Lawtey 2 Beds, 1 Bath, 1,290 sqft $108,000 $116

If your Putnam County, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Putnam County:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $82,500
EARTH MOVEMENT $171,000
SINKHOLE $140,000

Your Putnam County, FL insurance agent (see examples below) can help with your claims.

  • Travelers: Bates & Hewett Inc, 3400 crill av ste 2, Palatka, FL, 32177 386-328-1100
  • State Farm: Susan Helwig, 836 s moody rd ste 1, Palatka, FL, 32177-8414 386-312-1002
  • Allstate: Merrill-Hancock & Turner Insurance Inc., 1301 saint johns ave, Palatka, FL, 32177 (386) 325-0100
  • Liberty Mutual Independent: Business & Auto Ins Specialist, 5111 crill ave, Palatka, FL, 32177 (386) 328-4898
  • State Farm: Ken Henley, 119 north 4th street, Palatka, FL, 32177-3727 386-328-1523

Your Background Impacts Your Home Insurance Quotes

Here is a list of Putnam County, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score $25 to 50,000 2 Pets, Non-Smoker $1,360
Freelancer Up to 499 Credit Score $75 to $100,000 3 Pets, Smoker $1,520
Unemployed 550-599 Credit Score <$25,000 1 Pet, Non-Smoker $1,670