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Read about what causes changes in your Ormond Beach, Florida Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Ormond Beach, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ormond Beach, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ormond Beach 2 Beds, 1 Bath, 1510 sqft $142,000 $220
Matanzas 2 Beds, 1 Bath, 1,410 sqft $80,000 $134
Oviedo 2 Beds, 1 Bath, 1,040 sqft $78,000 $120
St. Augustine Shores 3 Beds, 1 Bath, 1,540 sqft $138,000 $196
Geneva 3 Beds, 1 Bath, 2,040 sqft $172,000 $251
Orange City 3 Beds, 2 Baths, 2,160 sqft $232,000 $236
Astor 3 Beds, 1 Bath, 1,450 sqft $186,000 $235
Flagler Estates 2 Beds, 1 Bath, 1,170 sqft $114,000 $145
Orange City 3 Beds, 1 Bath, 1,690 sqft $160,000 $193
Pine Lakes 2 Beds, 1 Bath, 1,200 sqft $93,000 $124
Ormond Beach 2 Beds, 1 Bath, 1,150 sqft $63,000 $91
Palm Coast 3 Beds, 1 Bath, 1,670 sqft $147,000 $158
Spruce Creek 2 Beds, 1 Bath, 1,540 sqft $105,000 $273
Wekiwa Springs 2 Beds, 1 Bath, 1,430 sqft $139,000 $213
Pittman 2 Beds, 1 Bath, 1,700 sqft $150,000 $164
Holly Hill 3 Beds, 1 Bath, 1,550 sqft $97,000 $131
Casselberry 2 Beds, 1 Bath, 1,590 sqft $144,000 $158
DeLand 2 Beds, 1 Bath, 1,300 sqft $78,000 $124
Hastings 2 Beds, 1 Bath, 1,360 sqft $112,000 $199
Heathrow 2 Beds, 1 Bath, 1,790 sqft $162,000 $287
Pomona Park 3 Beds, 1 Bath, 1,980 sqft $231,000 $209

If your Ormond Beach, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ormond Beach:

Claim Typical Claim Amount
EARTHQUAKE $379,500
PHYSICAL DAMAGE $64,000
LIGHTNING $5,500

Your Ormond Beach, FL insurance agent (see examples below) can help with your claims.

  • Travelers: The Jmj Agency Llc, 68 southlake dr, Palm Coast, FL, 32137
  • GEICO: Rufus Johnson, 707 beville road, Daytona Beach, FL, 32119 (386) 304-9363
  • State Farm: Tony Lopez, 1475 palm cst pkwy nw ste 107, Palm Coast, FL, 32137-4736 386-597-0015
  • Allstate: Robert Conser, 17 old kings rd n ste r, Palm Coast, FL, 32137 (386) 447-0003
  • Liberty Mutual Independent: Brown & Brown Of Florida Inc, 220 s ridgewood ave daytona beach, Daytona Beach, FL, 32114

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ormond Beach, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 700-749 Credit Score >$150,000 No Pets, Non-Smoker $2,580
Unemployed 800-850 Credit Score <$25,000 2 Pets, Smoker $300
Part Time Job 500-549 Credit Score <$25,000 1 Pet, Smoker $3,540