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Read amazing research on Gulf Stream, FL Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Gulf Stream, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Gulf Stream, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Gulf Stream 4 Beds, 2 Baths, 2940 sqft $1,201,000 $1372
Schall Circle 3 Beds, 2 Baths, 2,220 sqft $904,000 $1,479
Ives Estates 2 Beds, 1 Bath, 1,760 sqft $485,000 $777
Hobe Sound 2 Beds, 1 Bath, 1,040 sqft $398,000 $1,031
Miami 5 Beds, 2 Baths, 4,920 sqft $3,045,000 $1,100
Plantation 4 Beds, 3 Baths, 2,810 sqft $996,000 $1,050
Jupiter Island 3 Beds, 2 Baths, 1,640 sqft $450,000 $636
Cooper City 5 Beds, 2 Baths, 3,960 sqft $1,325,000 $1,115
Lake Park 3 Beds, 2 Baths, 2,290 sqft $913,000 $1,119
Sea Ranch Lakes 5 Beds, 1 Bath, 3,730 sqft $1,216,000 $1,188
Palm Springs 5 Beds, 2 Baths, 3,090 sqft $1,872,000 $1,128
Briny Breezes 3 Beds, 2 Baths, 1,570 sqft $795,000 $512
Lauderhill 5 Beds, 2 Baths, 3,900 sqft $1,620,000 $1,147
Lake Clarke Shores 4 Beds, 2 Baths, 2,690 sqft $1,418,000 $1,217
Pembroke Pines 4 Beds, 1 Bath, 2,720 sqft $1,551,000 $1,330
Lauderdale 4 Beds, 1 Bath, 3,310 sqft $1,467,000 $992
Pahokee 4 Beds, 3 Baths, 2,350 sqft $1,274,000 $1,124
Miami Lakes 4 Beds, 1 Bath, 2,690 sqft $1,265,000 $836
Brownsville 3 Beds, 1 Bath, 1,440 sqft $468,000 $862
Hialeah Gardens 2 Beds, 1 Bath, 1,370 sqft $587,000 $696
Jupiter Inlet Colony 5 Beds, 2 Baths, 4,240 sqft $2,185,000 $910

If your Gulf Stream, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Gulf Stream:

Claim Typical Claim Amount
EARTH MOVEMENT $174,500
WIND $7,000
PHYSICAL DAMAGE $78,000

Your Gulf Stream, FL insurance agent (see examples below) can help with your claims.

  • Travelers: Iii-Jacobs Insurance Inc, 2135 s congress ave #4-b, West Palm Beach, FL, 33406 561-967-8400
  • GEICO: Steve Sprague, 884 north military trail, West Palm Beach, FL, 33415 (561) 616-5944
  • State Farm: Michele Greene, 3320 n federal hwy, Lighthouse Pt, FL, 33064-6742 954-781-0400
  • Allstate: Charles Roussin, 2884 n federal hwy, Boca Raton, FL, 33431 (561) 347-2500
  • Liberty Mutual Independent: Bateman Gordon & Sands Inc, 3050 n federal hwy ste 100 pompano┬ábeach, Pompano Beach, FL, 33064

Your Background Impacts Your Home Insurance Quotes

Here is a list of Gulf Stream, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score $25 to 50,000 2 Pets, Non-Smoker $2,390
Unemployed 500-549 Credit Score No Income 3 Pets, Non-Smoker $5,380
Full Time Job 750-799 Credit Score $75 to $100,000 No Pets, Smoker $1,440