The variables explained here drive your Duck Key, FL Home Insurance Rates & focusing on them can qualify you for a really cheap quote.
Here is a list of replacement costs & home insurance for Duck Key, FL & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Duck Key | 3 Beds, 2 Baths, 1770 sqft | $668,000 | $695 |
| Duck Key | 2 Beds, 1 Bath, 1,420 sqft | $493,000 | $667 |
| Middle Keys | 3 Beds, 2 Baths, 2,190 sqft | $684,000 | $642 |
| Layton | 2 Beds, 1 Bath, 910 sqft | $329,000 | $547 |
| Marathon | 3 Beds, 2 Baths, 1,550 sqft | $636,000 | $683 |
| Key Colony Beach | 2 Beds, 1 Bath, 1,350 sqft | $347,000 | $749 |
| Islamorada | 2 Beds, 1 Bath, 1,720 sqft | $735,000 | $600 |
| Big Pine Key | 2 Beds, 1 Bath, 1,630 sqft | $503,000 | $1,056 |
| Tavernier | 2 Beds, 1 Bath, 1,290 sqft | $394,000 | $518 |
| Lower Keys | 2 Beds, 1 Bath, 1,550 sqft | $457,000 | $520 |
| Upper Keys | 2 Beds, 1 Bath, 1,360 sqft | $422,000 | $792 |
| Cudjoe Key | 2 Beds, 1 Bath, 1,720 sqft | $658,000 | $1,225 |
| Key Largo | 3 Beds, 1 Bath, 1,620 sqft | $445,000 | $1,252 |
| Cape Sable | 2 Beds, 1 Bath, 1,450 sqft | $604,000 | $642 |
| Big Coppitt Key | 3 Beds, 1 Bath, 1,560 sqft | $846,000 | $756 |
| Homestead | 3 Beds, 2 Baths, 1,410 sqft | $422,000 | $448 |
| Key Largo | 2 Beds, 1 Bath, 1,770 sqft | $762,000 | $813 |
Here are some typical claims filed in Duck Key:
| Claim | Typical Claim Amount |
|---|---|
| EARTH MOVEMENT | $174,500 |
| THEFT/BURGLARY | $3,500 |
| SINKHOLE | $123,500 |
Your Duck Key, FL insurance agent (see examples below) can help with your claims.
Here is a list of Duck Key, FL homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Unemployed | 750-799 Credit Score | <$25,000 | 1 Pet, Non-Smoker | $12,240 |
| Freelancer | 650-699 Credit Score | $100 to $150,000 | No Pets, Non-Smoker | $2,610 |
| Part Time Job | 500-549 Credit Score | $25 to 50,000 | More than 3 Pets at home, Non-Smoker | $5,510 |