This startling study about Alachua County, Florida Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for Alachua County, FL & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Alachua County | 4 Beds, 1 Bath, 1790 sqft | $249,000 | $321 |
| Hernando | 2 Beds, 1 Bath, 1,380 sqft | $182,000 | $244 |
| East Palatka | 2 Beds, 1 Bath, 1,100 sqft | $150,000 | $211 |
| McIntosh | 4 Beds, 2 Baths, 2,890 sqft | $280,000 | $284 |
| Morriston | 4 Beds, 3 Baths, 1,680 sqft | $193,000 | $200 |
| Raleigh | 3 Beds, 1 Bath, 2,390 sqft | $244,000 | $407 |
| Asbury Lake | 4 Beds, 3 Baths, 2,430 sqft | $264,000 | $260 |
| Green Cove Springs | 4 Beds, 2 Baths, 2,740 sqft | $353,000 | $323 |
| Bronson | 3 Beds, 1 Bath, 2,260 sqft | $267,000 | $385 |
| Bronson | 3 Beds, 2 Baths, 1,780 sqft | $237,000 | $250 |
| Newberry | 3 Beds, 2 Baths, 1,710 sqft | $208,000 | $335 |
| Waldo | 4 Beds, 3 Baths, 3,250 sqft | $391,000 | $375 |
| Keystone Heights | 2 Beds, 1 Bath, 1,420 sqft | $151,000 | $304 |
| Gainesville | 4 Beds, 3 Baths, 3,290 sqft | $242,000 | $609 |
| Fanning Springs | 2 Beds, 1 Bath, 1,230 sqft | $131,000 | $186 |
| Citrus Springs | 2 Beds, 1 Bath, 1,590 sqft | $127,000 | $203 |
| Worthington Springs | 2 Beds, 1 Bath, 1,610 sqft | $180,000 | $165 |
| Bronson | 3 Beds, 1 Bath, 1,720 sqft | $168,000 | $219 |
| Welaka | 4 Beds, 2 Baths, 3,010 sqft | $270,000 | $352 |
| Orange Park | 4 Beds, 3 Baths, 1,680 sqft | $213,000 | $301 |
| Manatee Road | 4 Beds, 2 Baths, 1,970 sqft | $178,000 | $274 |
Here are some typical claims filed in Alachua County:
| Claim | Typical Claim Amount |
|---|---|
| WATER DAMAGE | $7,000 |
| WIND | $10,000 |
| LIGHTNING | $5,500 |
Your Alachua County, FL insurance agent (see examples below) can help with your claims.
Here is a list of Alachua County, FL homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Freelancer | 700-749 Credit Score | >$150,000 | 1 Pet, Smoker | $630 |
| Unemployed | 650-699 Credit Score | No Income | 2 Pets, Non-Smoker | $450 |
| Part Time Job | 600-649 Credit Score | $25 to 50,000 | More than 3 Pets at home, Non-Smoker | $3,910 |