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This startling study about Alachua County, Florida Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Alachua County, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Alachua County, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Alachua County 4 Beds, 1 Bath, 1790 sqft $249,000 $321
Hernando 2 Beds, 1 Bath, 1,380 sqft $182,000 $244
East Palatka 2 Beds, 1 Bath, 1,100 sqft $150,000 $211
McIntosh 4 Beds, 2 Baths, 2,890 sqft $280,000 $284
Morriston 4 Beds, 3 Baths, 1,680 sqft $193,000 $200
Raleigh 3 Beds, 1 Bath, 2,390 sqft $244,000 $407
Asbury Lake 4 Beds, 3 Baths, 2,430 sqft $264,000 $260
Green Cove Springs 4 Beds, 2 Baths, 2,740 sqft $353,000 $323
Bronson 3 Beds, 1 Bath, 2,260 sqft $267,000 $385
Bronson 3 Beds, 2 Baths, 1,780 sqft $237,000 $250
Newberry 3 Beds, 2 Baths, 1,710 sqft $208,000 $335
Waldo 4 Beds, 3 Baths, 3,250 sqft $391,000 $375
Keystone Heights 2 Beds, 1 Bath, 1,420 sqft $151,000 $304
Gainesville 4 Beds, 3 Baths, 3,290 sqft $242,000 $609
Fanning Springs 2 Beds, 1 Bath, 1,230 sqft $131,000 $186
Citrus Springs 2 Beds, 1 Bath, 1,590 sqft $127,000 $203
Worthington Springs 2 Beds, 1 Bath, 1,610 sqft $180,000 $165
Bronson 3 Beds, 1 Bath, 1,720 sqft $168,000 $219
Welaka 4 Beds, 2 Baths, 3,010 sqft $270,000 $352
Orange Park 4 Beds, 3 Baths, 1,680 sqft $213,000 $301
Manatee Road 4 Beds, 2 Baths, 1,970 sqft $178,000 $274

If your Alachua County, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Alachua County:

Claim Typical Claim Amount
WATER DAMAGE $7,000
WIND $10,000
LIGHTNING $5,500

Your Alachua County, FL insurance agent (see examples below) can help with your claims.

  • Travelers: Acg South Insurance Agency Llc, 1201 nw 13th st, Gainesville, FL, 32601 Phone: 800-891-4222
  • GEICO: Ken Castellani, 3545 southwest 34th street suite d, Gainesville, FL, 32608 (352) 375-2886
  • State Farm: Donna Mann, 2622 nw 43rd st ste a2, Gainesville, FL, 32606-6678 352-395-7552
  • Allstate: John A. Morrison, 2950 sw archer rd ste d, Gainesville, FL, 32608 (352) 378-3395
  • Liberty Mutual Independent: Doug Johnson Insurance, 3225 nw 13th st gainesville, City Of Gainesville Municipal Boundaries, FL, 32609

Your Background Impacts Your Home Insurance Quotes

Here is a list of Alachua County, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score >$150,000 1 Pet, Smoker $630
Unemployed 650-699 Credit Score No Income 2 Pets, Non-Smoker $450
Part Time Job 600-649 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $3,910