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Understand never seen data about Santa Rosa County, Florida Home Insurance rates that can dramatically lower your costs.

Replacement Value of your home in Santa Rosa County, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Santa Rosa County, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Santa Rosa County 4 Beds, 1 Bath, 2380 sqft $181,000 $311
Brewton, AL 3 Beds, 2 Baths, 2,010 sqft $214,000 $438
Loxley, AL 3 Beds, 2 Baths, 2,290 sqft $226,000 $233
Whiting Field 4 Beds, 2 Baths, 3,190 sqft $384,000 $473
Dixonville 3 Beds, 1 Bath, 1,640 sqft $194,000 $181
Warrington 2 Beds, 1 Bath, 910 sqft $68,000 $90
Navarre Beach 3 Beds, 2 Baths, 2,210 sqft $278,000 $320
Avalon 2 Beds, 1 Bath, 930 sqft $88,000 $155
Pensacola 2 Beds, 1 Bath, 1,740 sqft $193,000 $307
Castleberry, AL 2 Beds, 1 Bath, 960 sqft $120,000 $170
Chumuckla 4 Beds, 3 Baths, 3,310 sqft $388,000 $436
Brownsdale 3 Beds, 2 Baths, 1,880 sqft $165,000 $177
Perdido Beach, AL 2 Beds, 1 Bath, 1,670 sqft $160,000 $228
Goulding 4 Beds, 3 Baths, 2,590 sqft $196,000 $229
Pea Ridge 4 Beds, 3 Baths, 1,610 sqft $143,000 $229
Mount Carmel 2 Beds, 1 Bath, 1,760 sqft $184,000 $307
Ferry Pass 4 Beds, 1 Bath, 2,460 sqft $239,000 $224
Bay Minette, AL 3 Beds, 2 Baths, 2,240 sqft $248,000 $644
Crestview 3 Beds, 2 Baths, 2,080 sqft $302,000 $395
Fort Walton Beach 3 Beds, 2 Baths, 1,760 sqft $143,000 $180
DeFuniak Springs 2 Beds, 1 Bath, 1,550 sqft $153,000 $158

If your Santa Rosa County, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Santa Rosa County:

Claim Typical Claim Amount
WIND $10,000
PHYSICAL DAMAGE $64,000
LIABILITY (ALL OTHER) $82,500

Your Santa Rosa County, FL insurance agent (see examples below) can help with your claims.

  • Travelers: Cornerstone Insurance Of Florida, 6702 c plantation rd ste b, Pensacola, FL, 32504 Phone: 850-473-1000
  • GEICO: David Thompson, 596 east nine mile road suite 300, Pensacola, FL, 32514 (850) 494-0052
  • State Farm: Laura Mitchell, 198 e nine mile rd, Pensacola, FL, 32534-3144 850-484-6714
  • Allstate: Darren Spicer, 5084 highway 90, Pace, FL, 32571 (850) 994-1776
  • Liberty Mutual Independent: Whitman & Whitman Inc, 2032-a creighton rd, Pensacola, FL, 32504

Your Background Impacts Your Home Insurance Quotes

Here is a list of Santa Rosa County, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired Up to 499 Credit Score <$25,000 2 Pets, Smoker $660
Part Time Job 600-649 Credit Score <$25,000 3 Pets, Smoker $3,710
Full Time Job 500-549 Credit Score $25 to 50,000 No Pets, Smoker $330