Read about what causes changes in your St. Cloud, Florida Home Insurance Rates & get great deals with that insight when you compare quotes.
Here is a list of replacement costs & home insurance for St. Cloud, FL & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| St. Cloud | 2 Beds, 1 Bath, 1330 sqft | $119,000 | $227 |
| Kissimmee | 2 Beds, 1 Bath, 1,160 sqft | $84,000 | $149 |
| Cocoa | 2 Beds, 1 Bath, 1,620 sqft | $148,000 | $189 |
| Altamonte Springs | 3 Beds, 2 Baths, 1,660 sqft | $177,000 | $264 |
| Minneola | 2 Beds, 1 Bath, 1,220 sqft | $122,000 | $225 |
| Oakland | 3 Beds, 2 Baths, 2,140 sqft | $283,000 | $259 |
| Valkaria | 2 Beds, 1 Bath, 1,480 sqft | $116,000 | $234 |
| Lake Buena Vista | 4 Beds, 3 Baths, 2,950 sqft | $280,000 | $233 |
| Jan Phyl Village | 4 Beds, 3 Baths, 2,850 sqft | $261,000 | $423 |
| Bay Hill | 4 Beds, 2 Baths, 3,340 sqft | $408,000 | $521 |
| Black Hammock | 2 Beds, 1 Bath, 1,710 sqft | $184,000 | $180 |
| Montverde | 4 Beds, 2 Baths, 2,540 sqft | $157,000 | $312 |
| Orange | 3 Beds, 1 Bath, 1,530 sqft | $185,000 | $238 |
| Ocoee | 4 Beds, 2 Baths, 2,210 sqft | $179,000 | $287 |
| Geneva | 4 Beds, 3 Baths, 2,270 sqft | $199,000 | $247 |
| Melbourne Beach | 2 Beds, 1 Bath, 1,620 sqft | $159,000 | $250 |
| Belle Isle | 2 Beds, 1 Bath, 1,000 sqft | $68,000 | $154 |
| Hillcrest Heights | 3 Beds, 2 Baths, 2,260 sqft | $177,000 | $442 |
| Winter Park | 4 Beds, 2 Baths, 3,160 sqft | $227,000 | $479 |
| Patrick AFB | 2 Beds, 1 Bath, 1,440 sqft | $108,000 | $155 |
| Crystal Lake | 2 Beds, 1 Bath, 1,450 sqft | $104,000 | $151 |
Here are some typical claims filed in St. Cloud:
| Claim | Typical Claim Amount |
|---|---|
| PHYSICAL DAMAGE | $64,000 |
| EARTH MOVEMENT | $171,000 |
| WATER DAMAGE | $7,000 |
Your St. Cloud, FL insurance agent (see examples below) can help with your claims.
Here is a list of St. Cloud, FL homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Part Time Job | 650-699 Credit Score | <$25,000 | 1 Pet, Smoker | $500 |
| Freelancer | 800-850 Credit Score | $100 to $150,000 | 3 Pets, Non-Smoker | $1,090 |
| Unemployed | 700-749 Credit Score | No Income | 2 Pets, Non-Smoker | $2,440 |