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This fantastic information on Polk County, Florida Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Polk County, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Polk County, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Polk County 4 Beds, 1 Bath, 2400 sqft $213,000 $226
Brewster 4 Beds, 1 Bath, 1,630 sqft $107,000 $160
Seffner 4 Beds, 3 Baths, 3,170 sqft $184,000 $227
Fort Green 3 Beds, 2 Baths, 1,940 sqft $180,000 $155
Ocoee 2 Beds, 1 Bath, 1,260 sqft $97,000 $178
Paradise Heights 2 Beds, 1 Bath, 1,590 sqft $104,000 $176
Union Park 2 Beds, 1 Bath, 1,660 sqft $105,000 $219
Lacoochee 4 Beds, 2 Baths, 3,370 sqft $262,000 $284
Lockhart 2 Beds, 1 Bath, 970 sqft $91,000 $124
Lake Wales 2 Beds, 1 Bath, 1,700 sqft $141,000 $170
Fort Meade 4 Beds, 1 Bath, 2,150 sqft $214,000 $393
Wahneta 4 Beds, 1 Bath, 3,400 sqft $332,000 $397
Southchase 3 Beds, 1 Bath, 2,370 sqft $134,000 $138
Auburndale 4 Beds, 2 Baths, 1,740 sqft $113,000 $156
Tampa 2 Beds, 1 Bath, 940 sqft $70,000 $134
Gardner 3 Beds, 1 Bath, 1,310 sqft $96,000 $245
Meadow Woods 3 Beds, 2 Baths, 1,980 sqft $164,000 $227
Alturas 4 Beds, 1 Bath, 2,750 sqft $166,000 $274
St. Cloud 3 Beds, 1 Bath, 1,480 sqft $158,000 $167
Combee Settlement 2 Beds, 1 Bath, 990 sqft $65,000 $125
Belle Isle 2 Beds, 1 Bath, 1,030 sqft $85,000 $131

If your Polk County, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Polk County:

Claim Typical Claim Amount
SINKHOLE $140,000
THEFT/BURGLARY $3,000
WATER DAMAGE $7,000

Your Polk County, FL insurance agent (see examples below) can help with your claims.

  • Travelers: The Jones Agency Inc, 2098 shepherd rd , Mulberry, FL, 33860
  • State Farm: Bill Farris, 390 cypress gdn blvd, Winter Haven, FL, 33880-4446 863-299-2153
  • Allstate: Bob Ettensohn, 3504 s florida ave, Lakeland, FL, 33803 (863) 644-1188
  • Liberty Mutual Independent: Gibson & Wirt Inc, 125 e main st, Bartow, FL, 33830 863-533-3131
  • State Farm: Teresa Connell, 419 us highway 17-92 w, Haines City, FL, 33844-5006 863-422-4901

Your Background Impacts Your Home Insurance Quotes

Here is a list of Polk County, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score <$25,000 3 Pets, Non-Smoker $500
Full Time Job 700-749 Credit Score $25 to 50,000 No Pets, Non-Smoker $1,810
Retired Up to 499 Credit Score <$25,000 1 Pet, Smoker $1,890