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In Depth Analysis of Manatee County, Florida Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Manatee County, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Manatee County, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Manatee County 2 Beds, 1 Bath, 1610 sqft $164,000 $169
Oldsmar 3 Beds, 2 Baths, 1,220 sqft $111,000 $111
Venice 2 Beds, 1 Bath, 980 sqft $110,000 $182
Fish Hawk 4 Beds, 1 Bath, 1,990 sqft $207,000 $186
Southgate 3 Beds, 2 Baths, 2,280 sqft $149,000 $380
South Pasadena 4 Beds, 1 Bath, 2,610 sqft $372,000 $520
Sarasota Springs 3 Beds, 1 Bath, 1,550 sqft $152,000 $118
Dunedin 2 Beds, 1 Bath, 1,120 sqft $145,000 $163
Desoto Lakes 3 Beds, 2 Baths, 2,350 sqft $348,000 $434
Pinellas Park 3 Beds, 2 Baths, 2,380 sqft $180,000 $217
Rotonda 4 Beds, 3 Baths, 2,240 sqft $191,000 $308
Boca Ciega 3 Beds, 2 Baths, 1,490 sqft $178,000 $144
South Gate Ridge 4 Beds, 1 Bath, 1,670 sqft $137,000 $203
St. Pete Beach 3 Beds, 1 Bath, 2,290 sqft $279,000 $422
Clair Mel 3 Beds, 2 Baths, 1,460 sqft $209,000 $214
Sarasota 4 Beds, 1 Bath, 2,880 sqft $247,000 $347
Kenneth City 3 Beds, 2 Baths, 2,380 sqft $196,000 $301
Mango 3 Beds, 1 Bath, 2,110 sqft $140,000 $266
Interior County 3 Beds, 1 Bath, 2,060 sqft $302,000 $280
Feather Sound 2 Beds, 1 Bath, 1,580 sqft $173,000 $189
Lemon Grove 2 Beds, 1 Bath, 1,100 sqft $98,000 $206

If your Manatee County, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Manatee County:

Claim Typical Claim Amount
WIND $10,000
WATER DAMAGE $7,000
EARTH MOVEMENT $171,000

Your Manatee County, FL insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Dick Johnson & Jefferson Inc, 1429 60th ave w ste 200, Bradenton, FL, 34207 (941) 758-3861
  • Travelers: The Peeples Insurance Agency, 8270 bee ridge rd, Sarasota, FL, 34241 941-377-7654
  • Liberty Mutual: Ian W Brown Lutcf, 301 north cattlemen road suite 109, Sarasota, FL, 34232 1-941-379-2211
  • GEICO: Jim Leavy, 6703 west 14th street suite 108, Bradenton, FL, 34207 (941) 753-2886
  • State Farm: Heath Marston, 8784 e state road 70 ste 101, Bradenton, FL, 34202-3704 941-758-1200

Your Background Impacts Your Home Insurance Quotes

Here is a list of Manatee County, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score >$150,000 1 Pet, Smoker $170
Retired Up to 499 Credit Score No Income 2 Pets, Smoker $4,080
Unemployed 600-649 Credit Score <$25,000 No Pets, Non-Smoker $2,300