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This startling study about Homestead, Florida Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Homestead, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Homestead, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Homestead 3 Beds, 1 Bath, 2110 sqft $206,000 $344
Biscayne Park 3 Beds, 2 Baths, 2,050 sqft $230,000 $285
Hallandale Beach 2 Beds, 1 Bath, 1,170 sqft $120,000 $123
Cutler Bay 3 Beds, 1 Bath, 1,820 sqft $147,000 $283
Richmond West 4 Beds, 1 Bath, 2,400 sqft $154,000 $227
Coral Terrace 2 Beds, 1 Bath, 1,570 sqft $133,000 $148
Miami Heights 3 Beds, 1 Bath, 1,430 sqft $143,000 $191
Doral 4 Beds, 3 Baths, 2,180 sqft $149,000 $176
Miami Beach 4 Beds, 1 Bath, 2,610 sqft $267,000 $465
Islamorada 4 Beds, 3 Baths, 2,690 sqft $365,000 $411
Sweetwater 4 Beds, 1 Bath, 2,210 sqft $178,000 $306
Miami 3 Beds, 1 Bath, 1,460 sqft $107,000 $242
Pinecrest 2 Beds, 1 Bath, 1,320 sqft $101,000 $137
Ojus 4 Beds, 2 Baths, 2,200 sqft $278,000 $391
Kendall 2 Beds, 1 Bath, 1,740 sqft $107,000 $277
Bal Harbour 2 Beds, 1 Bath, 1,530 sqft $82,000 $206
Kendale Lakes 3 Beds, 1 Bath, 1,750 sqft $156,000 $154
West Perrine 2 Beds, 1 Bath, 1,580 sqft $156,000 $213
Tamiami 4 Beds, 3 Baths, 2,000 sqft $277,000 $243
Kendall 3 Beds, 1 Bath, 2,090 sqft $258,000 $380
Richmond Heights 3 Beds, 1 Bath, 1,540 sqft $145,000 $264

If your Homestead, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Homestead:

Claim Typical Claim Amount
THEFT/BURGLARY $3,000
EARTHQUAKE $379,500
LIABILITY (ALL OTHER) $82,500

Your Homestead, FL insurance agent (see examples below) can help with your claims.

  • Travelers: Pat Del Vecchio Insurance Agency Inc, 263 ne 8th st, Homestead, FL, 33030 Phone: 305-246-9500
  • State Farm: Misline Allan, 255 ne 3rd drive, Homestead, FL, 33030-4405 305-247-8031
  • Allstate: Jorge Milanes, 101407 overseas hwy, Key Largo, FL, 33037 (305) 451-5211
  • Allstate: Jorge Milanes, 50 n homestead blvd, Homestead, FL, 33030 (305) 275-1202
  • State Farm: Ellie Mills, 20330 old cutler road, Miami, FL, 33189-1832 305-238-8688

Your Background Impacts Your Home Insurance Quotes

Here is a list of Homestead, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score <$25,000 2 Pets, Smoker $1,590
Part Time Job 600-649 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $220
Full Time Job 750-799 Credit Score $50 to $75,000 1 Pet, Non-Smoker $940