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The variables explained here drive your Salisbury, CT Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Salisbury, CT is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Salisbury, CT & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Salisbury 3 Beds, 1 Bath, 1770 sqft $332,000 $315
Stockport, NY 4 Beds, 2 Baths, 3,180 sqft $838,000 $624
New Preston 4 Beds, 3 Baths, 3,010 sqft $608,000 $392
Bristol 5 Beds, 4 Baths, 3,760 sqft $675,000 $436
Farmington 2 Beds, 1 Bath, 1,550 sqft $524,000 $388
Southampton, MA 2 Beds, 1 Bath, 1,750 sqft $459,000 $361
Salisbury 5 Beds, 2 Baths, 2,090 sqft $642,000 $443
Woodbury Center 5 Beds, 1 Bath, 4,030 sqft $1,103,000 $414
Shawangunk, NY 5 Beds, 3 Baths, 3,660 sqft $876,000 $627
Kent, NY 3 Beds, 1 Bath, 2,080 sqft $459,000 $392
Lake Carmel, NY 5 Beds, 4 Baths, 3,280 sqft $808,000 $634
Saugerties, NY 5 Beds, 1 Bath, 4,760 sqft $1,404,000 $750
Highland, NY 4 Beds, 1 Bath, 2,520 sqft $526,000 $512
Wynantskill, NY 2 Beds, 1 Bath, 1,540 sqft $387,000 $137
Jefferson Valley, NY 2 Beds, 1 Bath, 1,030 sqft $185,000 $206
East Hartford 4 Beds, 3 Baths, 3,160 sqft $841,000 $514
Rensselaer, NY 5 Beds, 2 Baths, 4,090 sqft $868,000 $493
Shandaken, NY 5 Beds, 4 Baths, 3,900 sqft $882,000 $760
Gardnertown, NY 3 Beds, 1 Bath, 1,690 sqft $442,000 $173
Salmon Brook 2 Beds, 1 Bath, 1,490 sqft $211,000 $142
Oxford 3 Beds, 1 Bath, 1,500 sqft $508,000 $242

If your Salisbury, CT home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Salisbury:

Claim Typical Claim Amount
WIND $7,500
SMOKE $20,000
THEFT/BURGLARY $2,500

Your Salisbury, CT insurance agent (see examples below) can help with your claims.

  • Travelers: William J Cole Agency Inc, 1 john st, Millerton, NY, 12546 518-789-4657
  • State Farm: Dan Pinton, 45 park pl, Winsted, CT, 06098-1705 860-379-3010
  • Allstate: Newberry Ins Agcy, 96 main street, North Canaan, CT, 6018 (860) 824-0711
  • Nationwide: Charles L. Quick, 45 front st, Milbrook, NY, 12545 (845) 677-5653
  • Liberty Mutual Independent: Curtis Ins Agcy Inc, 49 main st, Canaan, CT, 6018 (860) 824-7327

Your Background Impacts Your Home Insurance Quotes

Here is a list of Salisbury, CT homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job Up to 499 Credit Score $25 to 50,000 1 Pet, Smoker $930
Freelancer 550-599 Credit Score $25 to 50,000 3 Pets, Smoker $1,730
Unemployed 800-850 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $610