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In Depth Salem, CT Home Insurance Rates Analysis

In Depth Analysis of Salem, CT Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Salem, CT is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Salem, CT & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Salem 4 Beds, 1 Bath, 2730 sqft $554,000 $299
Canterbury 4 Beds, 3 Baths, 1,640 sqft $329,000 $160
East Brooklyn 4 Beds, 3 Baths, 2,670 sqft $449,000 $249
South Kingstown, RI 2 Beds, 1 Bath, 1,090 sqft $182,000 $109
Northville, NY 2 Beds, 1 Bath, 920 sqft $226,000 $98
Thompson 2 Beds, 1 Bath, 900 sqft $213,000 $134
Westbrook Center 4 Beds, 1 Bath, 2,800 sqft $272,000 $151
East Haven 2 Beds, 1 Bath, 980 sqft $165,000 $80
Greene, RI 2 Beds, 1 Bath, 1,070 sqft $207,000 $94
Middlebury 2 Beds, 1 Bath, 1,540 sqft $197,000 $195
Wyoming, RI 3 Beds, 1 Bath, 1,690 sqft $246,000 $193
Stonington 2 Beds, 1 Bath, 1,180 sqft $182,000 $117
North Branford 2 Beds, 1 Bath, 1,450 sqft $255,000 $101
Fiskdale, MA 4 Beds, 2 Baths, 2,140 sqft $315,000 $240
Charlestown, RI 4 Beds, 2 Baths, 1,730 sqft $271,000 $98
Sterling 4 Beds, 2 Baths, 3,160 sqft $481,000 $371
Colchester 3 Beds, 2 Baths, 1,220 sqft $178,000 $116
Meriden 2 Beds, 1 Bath, 1,560 sqft $257,000 $128
South Windsor 3 Beds, 2 Baths, 1,930 sqft $375,000 $317
Agawam Town, MA 3 Beds, 1 Bath, 1,310 sqft $225,000 $109
Orient, NY 2 Beds, 1 Bath, 1,500 sqft $243,000 $161

If your Salem, CT home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Salem:

Claim Typical Claim Amount
PHYSICAL DAMAGE $6,500
THEFT/BURGLARY $2,500
FIRE $96,500

Your Salem, CT insurance agent (see examples below) can help with your claims.

  • Nationwide: Lemieux Insurance & Financial Services Llc, 119 storrs rd, Mansfield Center, CT, 06250-0276 (860) 456-8522
  • Liberty Mutual Independent: The Falcigno Group Llc, 44 n main st, Essex, CT, 6426 (866) 549-4533
  • Travelers: Leo E Tetrault & Son Inc, 129 providence st, Taftville, CT, 6380 860-889-1878
  • Liberty Mutual: Ellen Sherman, 77 salem turnpike ste 111, Norwich, CT, 6360 1-860-889-3811
  • GEICO: Mark Nickerson, 711 broad street extension, Waterford, CT, 6385 (860) 446-2886

Your Background Impacts Your Home Insurance Quotes

Here is a list of Salem, CT homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score $25 to 50,000 1 Pet, Smoker $1,400
Freelancer 750-799 Credit Score $25 to 50,000 3 Pets, Smoker $240
Part Time Job 650-699 Credit Score <$25,000 2 Pets, Smoker $3,940