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Given here are some important aspects of your West Hartford, Connecticut Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in West Hartford, CT is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for West Hartford, CT & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
West Hartford 2 Beds, 1 Bath, 1300 sqft $202,000 $109
Lake Pocotopaug 3 Beds, 1 Bath, 1,250 sqft $134,000 $101
Cummington, MA 4 Beds, 3 Baths, 2,140 sqft $230,000 $133
Mansfield Center 3 Beds, 2 Baths, 2,120 sqft $281,000 $308
Killingly 3 Beds, 2 Baths, 2,260 sqft $492,000 $289
Madison Center 4 Beds, 3 Baths, 2,110 sqft $370,000 $296
Berlin 3 Beds, 2 Baths, 1,960 sqft $365,000 $181
Meriden 2 Beds, 1 Bath, 1,110 sqft $202,000 $146
Moodus 3 Beds, 1 Bath, 1,710 sqft $282,000 $197
North Haven 3 Beds, 2 Baths, 1,900 sqft $275,000 $224
Heritage Village 2 Beds, 1 Bath, 990 sqft $162,000 $124
Orange 2 Beds, 1 Bath, 1,330 sqft $171,000 $113
Pine Plains, NY 3 Beds, 2 Baths, 1,490 sqft $334,000 $117
Southampton, MA 4 Beds, 2 Baths, 2,750 sqft $472,000 $250
Wales, MA 3 Beds, 2 Baths, 1,220 sqft $189,000 $123
, NY 4 Beds, 1 Bath, 2,920 sqft $478,000 $395
Agawam Town, MA 4 Beds, 2 Baths, 2,520 sqft $374,000 $210
Chicopee, MA 2 Beds, 1 Bath, 1,140 sqft $152,000 $96
New Preston 4 Beds, 3 Baths, 2,760 sqft $538,000 $348
Newington 2 Beds, 1 Bath, 970 sqft $102,000 $86
Ellington 3 Beds, 2 Baths, 1,230 sqft $180,000 $119

If your West Hartford, CT home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in West Hartford:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $19,000
SMOKE $22,000
PHYSICAL DAMAGE $6,000

Your West Hartford, CT insurance agent (see examples below) can help with your claims.

  • Nationwide: The Sig Insurance Agencies, 84 bridge st, East Windsor, CT, 06088-0937 (203) 250-0186
  • Liberty Mutual Independent: May Bonee & Walsh Inc, 180 glastonbury blvd, Glastonbury, CT, 6033 860-430-3700
  • Travelers: Tia Inc, 199 main st, Torrington, CT, 6790 860-482-2916
  • Farmers: Pasquale Distasio, 1001 farmington ave ste 301, Bristol, CT, 6010 (860) 506-3080
  • Liberty Mutual: Carlo Carlozzi Jr., 2 bridgewater road ste. 201, Farmington, CT, 6032 1-860-409-9140

Your Background Impacts Your Home Insurance Quotes

Here is a list of West Hartford, CT homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score <$25,000 More than 3 Pets at home, Smoker $180
Freelancer 800-850 Credit Score $50 to $75,000 No Pets, Smoker $880
Unemployed 550-599 Credit Score No Income 2 Pets, Non-Smoker $400