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In Depth Julesburg, CO Home Insurance Rates Analysis

In Depth Analysis of Julesburg, CO Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Julesburg, CO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Julesburg, CO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Julesburg 2 Beds, 1 Bath, 1100 sqft $55,000 $22
Fleming 2 Beds, 1 Bath, 1,500 sqft $74,000 $37
Sedgwick 3 Beds, 2 Baths, 1,650 sqft $104,000 $22
Padroni 4 Beds, 1 Bath, 2,150 sqft $118,000 $52
Lorenzo, NE 4 Beds, 1 Bath, 2,990 sqft $155,000 $54
Julesburg 4 Beds, 3 Baths, 1,640 sqft $99,000 $31
Lodgepole, NE 4 Beds, 1 Bath, 2,040 sqft $94,000 $35
Broadwater, NE 4 Beds, 1 Bath, 2,840 sqft $160,000 $50
Rural Ogallala, NE 2 Beds, 1 Bath, 1,290 sqft $96,000 $37
Atwood 2 Beds, 1 Bath, 1,610 sqft $88,000 $38
Sterling 2 Beds, 1 Bath, 1,470 sqft $119,000 $25
Oshkosh No. 1, NE 2 Beds, 1 Bath, 1,520 sqft $59,000 $30
Dalton, NE 2 Beds, 1 Bath, 1,110 sqft $83,000 $31
Peetz 4 Beds, 2 Baths, 2,740 sqft $212,000 $50
Camp Clarke, NE 3 Beds, 2 Baths, 2,040 sqft $134,000 $54
Sidney 5, NE 3 Beds, 1 Bath, 1,680 sqft $130,000 $42
Lisco, NE 2 Beds, 1 Bath, 1,110 sqft $66,000 $29
Sidney, NE 2 Beds, 1 Bath, 1,220 sqft $76,000 $39
Haxtun 2 Beds, 1 Bath, 1,360 sqft $128,000 $45
Belmar, NE 4 Beds, 3 Baths, 2,660 sqft $104,000 $37
Lamar, NE 3 Beds, 2 Baths, 1,680 sqft $62,000 $27

If your Julesburg, CO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Julesburg:

Claim Typical Claim Amount
WIND $6,000
PHYSICAL DAMAGE $4,500
THEFT/BURGLARY $3,500

Your Background Impacts Your Home Insurance Quotes

Here is a list of Julesburg, CO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score <$25,000 No Pets, Non-Smoker $250
Full Time Job 650-699 Credit Score $25 to 50,000 2 Pets, Non-Smoker $410
Unemployed 600-649 Credit Score No Income More than 3 Pets at home, Non-Smoker $190