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Read about what causes changes in your Niwot, CO Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Niwot, CO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Niwot, CO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Niwot 5 Beds, 2 Baths, 2830 sqft $582,000 $318
Frederick 3 Beds, 1 Bath, 1,940 sqft $388,000 $297
Stonegate 5 Beds, 3 Baths, 2,400 sqft $578,000 $160
Evergreen 5 Beds, 4 Baths, 4,960 sqft $954,000 $299
Adams 4 Beds, 1 Bath, 2,320 sqft $628,000 $289
Berthoud 4 Beds, 2 Baths, 3,050 sqft $792,000 $254
Mountain Meadows 5 Beds, 2 Baths, 1,570 sqft $384,000 $121
Indian Hills 4 Beds, 1 Bath, 3,150 sqft $908,000 $364
North Washington 5 Beds, 2 Baths, 1,870 sqft $588,000 $207
Nunn 3 Beds, 1 Bath, 1,930 sqft $541,000 $84
Aurora 4 Beds, 2 Baths, 2,030 sqft $473,000 $223
Crisman 3 Beds, 1 Bath, 1,910 sqft $424,000 $166
Empire 4 Beds, 1 Bath, 1,600 sqft $260,000 $103
Littleton 3 Beds, 2 Baths, 1,930 sqft $508,000 $153
La Salle 4 Beds, 1 Bath, 2,810 sqft $668,000 $252
Gilcrest 5 Beds, 2 Baths, 2,620 sqft $864,000 $242
Eldorado Springs 3 Beds, 1 Bath, 1,640 sqft $414,000 $102
Timnath 5 Beds, 1 Bath, 2,670 sqft $736,000 $247
Castle Pines 5 Beds, 3 Baths, 1,760 sqft $443,000 $178
Inverness 2 Beds, 1 Bath, 1,140 sqft $324,000 $98
Westminster 5 Beds, 2 Baths, 3,280 sqft $1,200,000 $441

If your Niwot, CO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Niwot:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,500
THEFT SCHEDULED PROPERTY $10,000
HAIL $8,500

Your Niwot, CO insurance agent (see examples below) can help with your claims.

  • Nationwide: Nationwide Sales Solutions Agency, 9645 washington st ste 100, Thornton, CO, 80229-2174 (720) 509-2332
  • Liberty Mutual Independent: Tag - Allsource Insurance, 1010 depot hill rd ste 202, Broomfield, CO, 80020 (303) 469-4999
  • Travelers: Aai-Andy Roy, 2090 e 104th ave ste 300, Thornton, CO, 80229 303-558-9880
  • Farmers: Paul Fazzini, 415 denver avenit b, Ft Lupton, CO, 80621 (303) 857-6863
  • Liberty Mutual: Craig Barry, 10901 w. 120th avenue suite 190, Broomfield, CO, 80021 1-303-420-3222

Your Background Impacts Your Home Insurance Quotes

Here is a list of Niwot, CO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score >$150,000 More than 3 Pets at home, Non-Smoker $590
Full Time Job 750-799 Credit Score >$150,000 3 Pets, Non-Smoker $240
Unemployed Up to 499 Credit Score No Income 1 Pet, Smoker $1,420