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Check out some must see numbers behind your Berthoud, Colorado Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Berthoud, CO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Berthoud, CO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Berthoud 4 Beds, 3 Baths, 2160 sqft $337,000 $92
Seven Hills 2 Beds, 1 Bath, 1,170 sqft $195,000 $65
Nunn 2 Beds, 1 Bath, 1,390 sqft $194,000 $71
Grand Lake 3 Beds, 2 Baths, 1,890 sqft $386,000 $87
Evans 2 Beds, 1 Bath, 1,730 sqft $343,000 $56
Longmont 3 Beds, 1 Bath, 1,710 sqft $226,000 $91
Wellington 4 Beds, 2 Baths, 1,690 sqft $259,000 $110
Granby 3 Beds, 1 Bath, 2,090 sqft $214,000 $85
Arvada 4 Beds, 2 Baths, 3,280 sqft $370,000 $135
Ault 5 Beds, 1 Bath, 3,000 sqft $483,000 $131
Gunbarrel 4 Beds, 3 Baths, 2,430 sqft $345,000 $132
Aristocrat Ranchettes 3 Beds, 1 Bath, 2,340 sqft $330,000 $72
Englewood 5 Beds, 4 Baths, 1,740 sqft $218,000 $70
Leyner 3 Beds, 2 Baths, 1,260 sqft $281,000 $64
Shaw Heights 5 Beds, 3 Baths, 2,640 sqft $432,000 $96
Central Jefferson 4 Beds, 3 Baths, 3,040 sqft $372,000 $157
Brighton 2 Beds, 1 Bath, 1,610 sqft $153,000 $47
Greenwood Village 3 Beds, 1 Bath, 1,640 sqft $216,000 $75
Tall Timber 4 Beds, 3 Baths, 2,770 sqft $406,000 $114
Thornton 3 Beds, 2 Baths, 2,390 sqft $317,000 $125
Twin Lakes 5 Beds, 1 Bath, 4,940 sqft $582,000 $201

If your Berthoud, CO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Berthoud:

Claim Typical Claim Amount
WATER DAMAGE $7,000
PHYSICAL DAMAGE $4,000
DOG BITE (LIABILITY) $24,500

Your Berthoud, CO insurance agent (see examples below) can help with your claims.

  • Nationwide: Mountain Plains Agency Llc, 4532 mcmurry ave ste 101, Fort Collins, CO, 80525-8023 (970) 206-0800
  • Liberty Mutual Independent: Pfs Ins Group Llc - Johnstown, 4848 thompson pkwy ste 200, Johnstown, CO, 80534 970-635-9400
  • Travelers: Saa Insurance Agency, 215 w south 1st st, Johnstown, CO, 80534 970-744-6412
  • Farmers: David Stansfield, 729 main st, Windsor, CO, 80550 (970) 686-6555
  • Liberty Mutual: Barney Jones, 2720 council tree ave ste 206 - bldg 100-w, Fort Collins, CO, 80525 1-970-372-3380

Your Background Impacts Your Home Insurance Quotes

Here is a list of Berthoud, CO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed Up to 499 Credit Score <$25,000 2 Pets, Non-Smoker $990
Full Time Job 700-749 Credit Score $75 to $100,000 3 Pets, Smoker $460
Freelancer 600-649 Credit Score $50 to $75,000 1 Pet, Non-Smoker $450