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The variables explained here drive your Clear Creek County, Colorado Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Clear Creek County, CO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Clear Creek County, CO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Clear Creek County 3 Beds, 2 Baths, 2120 sqft $222,000 $124
Lazy Acres 3 Beds, 2 Baths, 1,310 sqft $205,000 $46
Gunbarrel 3 Beds, 2 Baths, 1,850 sqft $231,000 $59
Louviers 2 Beds, 1 Bath, 1,470 sqft $163,000 $99
Eldorado Springs 2 Beds, 1 Bath, 1,190 sqft $121,000 $32
Tabernash 4 Beds, 1 Bath, 2,160 sqft $227,000 $105
Seven Hills 3 Beds, 1 Bath, 2,320 sqft $301,000 $94
Evergreen 3 Beds, 2 Baths, 1,560 sqft $317,000 $63
Dillon 3 Beds, 2 Baths, 1,670 sqft $290,000 $103
Lakeside 3 Beds, 1 Bath, 1,930 sqft $224,000 $93
Golden 3 Beds, 2 Baths, 1,470 sqft $223,000 $68
Central City 3 Beds, 2 Baths, 1,450 sqft $177,000 $55
Todd Creek 3 Beds, 1 Bath, 1,550 sqft $135,000 $92
Cherry Creek 2 Beds, 1 Bath, 1,200 sqft $147,000 $70
Morrison 3 Beds, 1 Bath, 1,360 sqft $223,000 $92
Red Cliff 3 Beds, 1 Bath, 2,110 sqft $458,000 $135
Grand View Estates 3 Beds, 1 Bath, 1,790 sqft $208,000 $82
Commerce City 2 Beds, 1 Bath, 1,340 sqft $201,000 $73
Leyner 2 Beds, 1 Bath, 1,300 sqft $134,000 $43
Montezuma 2 Beds, 1 Bath, 1,640 sqft $230,000 $72
Lawson 4 Beds, 3 Baths, 2,510 sqft $391,000 $116

If your Clear Creek County, CO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Clear Creek County:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $15,000
THEFT/BURGLARY $3,500
HAIL $7,500

Your Clear Creek County, CO insurance agent (see examples below) can help with your claims.

  • Travelers: Aai-Andy Roy, 2942 evergreen pkwy ste 207, Evergreen, CO, 80439 303-679-3379
  • State Farm: Michele Vanags, 3857 evergreen pkwy, Evergreen, CO, 80439 303-674-6629
  • Farmers: Matthew Thomas, 3540 evergreen pkwy, Evergreen, CO, 80439 (303) 674-2475
  • Farmers: Bill May, 28000 meadow dr # 2, Evergreen, CO, 80439 (303) 674-2724
  • State Farm: Michelle Boley, 1240 bergen pkwy ste a200, Evergreen, CO, 80439-9524 303-674-0606

Your Background Impacts Your Home Insurance Quotes

Here is a list of Clear Creek County, CO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 650-699 Credit Score $25 to 50,000 3 Pets, Smoker $660
Full Time Job 550-599 Credit Score $100 to $150,000 1 Pet, Non-Smoker $150
Retired 800-850 Credit Score No Income More than 3 Pets at home, Smoker $190