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The issues listed mainly affect Carbondale, Colorado Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Carbondale, CO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Carbondale, CO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Carbondale 3 Beds, 1 Bath, 2170 sqft $693,000 $201
Catherine 2 Beds, 1 Bath, 1,230 sqft $203,000 $58
Norrie 2 Beds, 1 Bath, 1,000 sqft $291,000 $115
McCoy 4 Beds, 3 Baths, 3,250 sqft $968,000 $258
Silt 4 Beds, 2 Baths, 1,860 sqft $505,000 $166
Rifle 3 Beds, 2 Baths, 1,780 sqft $381,000 $120
Wolcott 4 Beds, 2 Baths, 3,280 sqft $721,000 $368
Parachute 3 Beds, 2 Baths, 1,500 sqft $350,000 $132
Snowmass Village 3 Beds, 1 Bath, 1,380 sqft $322,000 $109
Battlement Mesa 4 Beds, 2 Baths, 1,940 sqft $447,000 $134
Red Cliff 4 Beds, 1 Bath, 2,470 sqft $516,000 $165
Carbondale 4 Beds, 1 Bath, 2,720 sqft $646,000 $121
Redstone 4 Beds, 3 Baths, 3,260 sqft $716,000 $188
Avon 2 Beds, 1 Bath, 1,240 sqft $299,000 $79
Aspen 2 Beds, 1 Bath, 1,630 sqft $511,000 $108
El Jebel 2 Beds, 1 Bath, 1,780 sqft $465,000 $97
Dotsero 4 Beds, 1 Bath, 2,090 sqft $469,000 $182
Minturn 2 Beds, 1 Bath, 920 sqft $245,000 $58
Hotchkiss 2 Beds, 1 Bath, 1,100 sqft $195,000 $61
Crested Butte 3 Beds, 2 Baths, 2,000 sqft $505,000 $101
Paonia 3 Beds, 1 Bath, 1,630 sqft $226,000 $148

If your Carbondale, CO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Carbondale:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,000
FIRE $36,000
HAIL $7,500

Your Carbondale, CO insurance agent (see examples below) can help with your claims.

  • Travelers: Continental Insurance Agency Alliance, 1605 grand ave ste k, Glenwood Springs, CO, 81601 970-945-9161
  • State Farm: Wayne Harris, 227 cody ln unit 201, Basalt, CO, 81621-7601 970-927-1327
  • Allstate: Gia Group Llc, 502 main st ste 101, Carbondale, CO, 81623 (970) 945-9161
  • Liberty Mutual Independent: Hub International Ins Svcs Inc, 214 8th st ste 310 glenwood springs, Glenwood Springs, CO, 81601
  • Farmers: Laurie Vagneur, 204 park ave unit 2e, Basalt, CO, 81621 (970) 963-7277

Your Background Impacts Your Home Insurance Quotes

Here is a list of Carbondale, CO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score $25 to 50,000 1 Pet, Non-Smoker $850
Unemployed 800-850 Credit Score <$25,000 2 Pets, Smoker $2,490
Part Time Job 550-599 Credit Score <$25,000 3 Pets, Non-Smoker $1,050