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Useful Central City, CO Home Insurance Rates Knowledge

Gain useful knowledge on Central City, Colorado Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Central City, CO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Central City, CO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Central City 4 Beds, 2 Baths, 2780 sqft $306,000 $130
Breckenridge 3 Beds, 2 Baths, 1,980 sqft $202,000 $103
Tall Timber 3 Beds, 2 Baths, 1,960 sqft $259,000 $82
Central Jefferson 4 Beds, 3 Baths, 2,000 sqft $289,000 $128
Eldorado Springs 3 Beds, 1 Bath, 1,450 sqft $177,000 $121
Black Hawk 4 Beds, 3 Baths, 2,550 sqft $425,000 $134
Columbine Valley 2 Beds, 1 Bath, 1,780 sqft $283,000 $66
Floyd Hill 4 Beds, 2 Baths, 3,090 sqft $452,000 $85
Foxfield 3 Beds, 1 Bath, 1,340 sqft $210,000 $103
Acres Green 2 Beds, 1 Bath, 1,430 sqft $180,000 $55
Aurora 4 Beds, 3 Baths, 3,060 sqft $271,000 $127
Ken Caryl 4 Beds, 3 Baths, 3,350 sqft $479,000 $154
Arapahoe 2 Beds, 1 Bath, 1,180 sqft $152,000 $71
Firestone 4 Beds, 2 Baths, 1,970 sqft $380,000 $66
Idledale 4 Beds, 3 Baths, 2,850 sqft $485,000 $78
Adams 4 Beds, 2 Baths, 2,470 sqft $436,000 $127
Keystone 3 Beds, 1 Bath, 1,250 sqft $157,000 $64
Idaho Springs 3 Beds, 1 Bath, 1,220 sqft $205,000 $54
Seven Hills 3 Beds, 1 Bath, 1,400 sqft $321,000 $75
Pine Brook Hill 2 Beds, 1 Bath, 1,400 sqft $248,000 $36
North Washington 2 Beds, 1 Bath, 1,690 sqft $225,000 $66

If your Central City, CO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Central City:

Claim Typical Claim Amount
WIND $7,500
THEFT/BURGLARY $3,500
HAIL $7,500

Your Central City, CO insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Tag- Foothills Insurance Services Inc, 2425 canyon blvd ste 110, Boulder, CO, 80302 303-415-3588
  • Travelers: Staebell Insurance Group, 2124 ford st., Golden, CO, 80401
  • Farmers: Joanie Patterson-Clark, 1919 8th st, Boulder, CO, 80302 (303) 443-1288
  • GEICO: Joe Richardson, 2875 28th street suite b, Boulder, CO, 80301 (303) 413-8664
  • State Farm: Jeff Ogburn, 2701 iris ave ste n, Boulder, CO, 80304 303-530-0404

Your Background Impacts Your Home Insurance Quotes

Here is a list of Central City, CO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $510
Retired 750-799 Credit Score $25 to 50,000 3 Pets, Non-Smoker $510
Unemployed 650-699 Credit Score <$25,000 No Pets, Smoker $450