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In Depth Analysis of Fruita, Colorado Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Fruita, CO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Fruita, CO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Fruita 3 Beds, 1 Bath, 2180 sqft $328,000 $99
Fruita 4 Beds, 1 Bath, 1,770 sqft $214,000 $112
Loma 4 Beds, 3 Baths, 2,530 sqft $329,000 $117
Redlands 4 Beds, 3 Baths, 2,630 sqft $363,000 $97
Grand Junction 4 Beds, 3 Baths, 1,880 sqft $243,000 $63
Fruitvale 4 Beds, 3 Baths, 2,330 sqft $355,000 $77
Orchard Mesa 3 Beds, 1 Bath, 1,840 sqft $294,000 $79
Clifton 4 Beds, 1 Bath, 1,810 sqft $174,000 $61
De Beque 3 Beds, 1 Bath, 1,470 sqft $262,000 $84
Palisade 4 Beds, 3 Baths, 2,020 sqft $310,000 $54
Garfield 2 Beds, 1 Bath, 1,690 sqft $255,000 $132
Whitewater 3 Beds, 2 Baths, 1,210 sqft $166,000 $69
Glade Park 2 Beds, 1 Bath, 980 sqft $146,000 $52
Parachute 2 Beds, 1 Bath, 1,750 sqft $252,000 $50
Battlement Mesa 4 Beds, 2 Baths, 3,060 sqft $384,000 $99
Collbran 4 Beds, 2 Baths, 3,000 sqft $333,000 $168
Moab, UT 3 Beds, 1 Bath, 1,400 sqft $164,000 $42
Delta 3 Beds, 2 Baths, 1,500 sqft $186,000 $70
Cedaredge 3 Beds, 2 Baths, 2,270 sqft $201,000 $74
Thompson Springs, UT 2 Beds, 1 Bath, 1,370 sqft $165,000 $106

If your Fruita, CO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Fruita:

Claim Typical Claim Amount
WATER DAMAGE $7,000
DOG BITE (LIABILITY) $24,500
WEIGHT OF ICE OR SNOW $18,000

Your Fruita, CO insurance agent (see examples below) can help with your claims.

  • Travelers: Rocky Mountain West Insurance, 1000 n 9th st ste 26, Grand Junction, CO, 81501 970-778-6000
  • State Farm: Jeff Chandler, 200 w grand ave unit 11, Grand Jct, CO, 81501-5825 970-257-1300
  • Allstate: Kyle Turley, 1048 independent ave ste a101, Grand Junction, CO, 81505 (970) 243-0484
  • Liberty Mutual Independent: Moody-Valley Insurance Agency, 760 horizon dr ste 302, Grand Junction, CO, 81506 970-248-8300
  • Farmers: Robert Allen, 1673 highway 50 unit a, Grand Junction, CO, 81503 (970) 256-7444

Your Background Impacts Your Home Insurance Quotes

Here is a list of Fruita, CO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $100 to $150,000 2 Pets, Smoker $430
Retired 500-549 Credit Score $25 to 50,000 No Pets, Non-Smoker $350
Part Time Job 650-699 Credit Score <$25,000 3 Pets, Smoker $740