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Amazing Sterling, CO Home Insurance Rates Research

Read amazing research on Sterling, Colorado Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Sterling, CO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Sterling, CO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Sterling 4 Beds, 3 Baths, 2600 sqft $238,000 $51
Fort Morgan 4 Beds, 1 Bath, 2,650 sqft $274,000 $64
Kimball No. 1, NE 4 Beds, 3 Baths, 2,580 sqft $293,000 $64
Dix, NE 2 Beds, 1 Bath, 1,120 sqft $111,000 $42
Morgan Heights 3 Beds, 1 Bath, 2,380 sqft $143,000 $59
Raymer 4 Beds, 1 Bath, 2,330 sqft $188,000 $49
Jackson Lake 2 Beds, 1 Bath, 1,220 sqft $73,000 $28
Antelope, NE 2 Beds, 1 Bath, 1,270 sqft $77,000 $29
Iliff 3 Beds, 1 Bath, 2,160 sqft $103,000 $38
Crook 2 Beds, 1 Bath, 1,540 sqft $80,000 $41
Snyder 3 Beds, 2 Baths, 2,110 sqft $127,000 $60
Sunol, NE 4 Beds, 2 Baths, 1,710 sqft $142,000 $43
Sidney 2, NE 4 Beds, 2 Baths, 3,280 sqft $332,000 $49
Sidney 3, NE 3 Beds, 2 Baths, 1,490 sqft $74,000 $37
Sedgwick 3 Beds, 2 Baths, 1,840 sqft $119,000 $55
Hillrose 4 Beds, 3 Baths, 2,540 sqft $230,000 $59
Union Valley, NE 4 Beds, 3 Baths, 2,060 sqft $197,000 $56
Julesburg 4 Beds, 3 Baths, 2,710 sqft $138,000 $59
Fleming 4 Beds, 3 Baths, 2,780 sqft $250,000 $76
Raymer 3 Beds, 2 Baths, 1,930 sqft $136,000 $57
Lorenzo, NE 3 Beds, 1 Bath, 2,160 sqft $147,000 $42

If your Sterling, CO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Sterling:

Claim Typical Claim Amount
WATER DAMAGE $7,000
PHYSICAL DAMAGE $4,000
FIRE $36,000

Your Sterling, CO insurance agent (see examples below) can help with your claims.

  • Travelers: Colorado - Bw Insurance Agency Inc, 130 n third street, Sterling, CO, 80751 (970) 522-6260
  • State Farm: Doug Hale, 116 w main st, Sterling, CO, 80751-3141 970-522-6245
  • Allstate: Kellogg-Ewing-Leavitt Ins Agency Inc, 119 n 3rd ave, Sterling, CO, 80751 (970) 522-4840
  • Liberty Mutual Independent: Sonnenberg Agency Llc, 302 n 3rd st, Sterling, CO, 80751 970-522-1681
  • Farmers: Brenda Robinett, 100 broadway st ste 25, Sterling, CO, 80751 (970) 522-1341

Your Background Impacts Your Home Insurance Quotes

Here is a list of Sterling, CO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 700-749 Credit Score <$25,000 More than 3 Pets at home, Smoker $850
Unemployed 500-549 Credit Score No Income 2 Pets, Smoker $380
Retired 750-799 Credit Score $25 to 50,000 No Pets, Smoker $140