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Read amazing research on Cortez, Colorado Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Cortez, CO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cortez, CO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cortez 2 Beds, 1 Bath, 1350 sqft $150,000 $22
Ute Mountain 2 Beds, 1 Bath, 1,100 sqft $80,000 $48
Rico 3 Beds, 2 Baths, 1,580 sqft $235,000 $61
Montezuma Creek, UT 3 Beds, 2 Baths, 1,620 sqft $180,000 $67
Farmington, NM 2 Beds, 1 Bath, 1,420 sqft $108,000 $56
Shiprock, NM 2 Beds, 1 Bath, 1,340 sqft $110,000 $48
Durango 2 Beds, 1 Bath, 1,130 sqft $109,000 $48
Dove Creek 3 Beds, 2 Baths, 1,210 sqft $129,000 $46
Red Mesa, AZ 3 Beds, 2 Baths, 2,250 sqft $272,000 $61
Bluff, UT 2 Beds, 1 Bath, 1,120 sqft $76,000 $32
White Mesa, UT 2 Beds, 1 Bath, 1,090 sqft $95,000 $31
Kirtland, NM 2 Beds, 1 Bath, 1,180 sqft $113,000 $32
Mancos 2 Beds, 1 Bath, 1,320 sqft $194,000 $64
San Miguel 2 Beds, 1 Bath, 1,540 sqft $146,000 $75
Pleasant View 3 Beds, 1 Bath, 1,360 sqft $174,000 $57
White Mesa, UT 2 Beds, 1 Bath, 1,740 sqft $200,000 $62
Waterflow, NM 3 Beds, 1 Bath, 2,040 sqft $203,000 $70
Cortez 2 Beds, 1 Bath, 900 sqft $62,000 $30
Lewis 2 Beds, 1 Bath, 1,720 sqft $186,000 $64
Aneth, UT 3 Beds, 2 Baths, 1,410 sqft $126,000 $42
La Plata, NM 3 Beds, 2 Baths, 2,100 sqft $204,000 $87

If your Cortez, CO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cortez:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $15,000
WATER DAMAGE $7,000
PHYSICAL DAMAGE $4,000

Your Cortez, CO insurance agent (see examples below) can help with your claims.

  • Travelers: Woods Insurance Service, 2204 e. main, Cortez, CO, 81321
  • State Farm: Ricky King, 303 e main st, Cortez, CO, 81321-3241 970-565-3796
  • Farmers: Denise Dennison, 30 w 1st st unit c, Cortez, CO, 81321 (970) 565-1183
  • Allstate: Western Group Inc, 23 south market, Cortez, CO, 81321 (970) 565-1444
  • Liberty Mutual Independent: Co-West Of Cortez, 301 w montezuma, Cortez, CO, 81321 970-565-8043

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cortez, CO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score No Income 3 Pets, Smoker $440
Part Time Job 600-649 Credit Score $25 to 50,000 1 Pet, Non-Smoker $590
Full Time Job Up to 499 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $140