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The variables explained here drive your Clifton, Colorado Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Clifton, CO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Clifton, CO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Clifton 2 Beds, 1 Bath, 1080 sqft $100,000 $36
Loma 4 Beds, 1 Bath, 2,670 sqft $373,000 $146
Cedaredge 3 Beds, 1 Bath, 1,560 sqft $134,000 $53
Delta 2 Beds, 1 Bath, 1,520 sqft $225,000 $92
Orchard Mesa 2 Beds, 1 Bath, 1,690 sqft $135,000 $60
Redlands 4 Beds, 3 Baths, 1,650 sqft $221,000 $46
Collbran 4 Beds, 2 Baths, 3,390 sqft $260,000 $103
Parachute 2 Beds, 1 Bath, 1,360 sqft $137,000 $46
Clifton 2 Beds, 1 Bath, 1,530 sqft $188,000 $46
Glade Park 4 Beds, 3 Baths, 3,300 sqft $327,000 $122
Fruita 2 Beds, 1 Bath, 1,530 sqft $216,000 $75
Whitewater 3 Beds, 1 Bath, 2,370 sqft $245,000 $82
Grand Junction 4 Beds, 2 Baths, 2,830 sqft $266,000 $86
Olathe 4 Beds, 2 Baths, 3,240 sqft $319,000 $166
Hotchkiss 2 Beds, 1 Bath, 970 sqft $104,000 $29
Battlement Mesa 2 Beds, 1 Bath, 1,450 sqft $126,000 $44
Paonia 3 Beds, 1 Bath, 2,150 sqft $232,000 $95
Fruitvale 2 Beds, 1 Bath, 1,670 sqft $154,000 $66
Orchard City 4 Beds, 2 Baths, 2,110 sqft $169,000 $52
De Beque 4 Beds, 3 Baths, 2,120 sqft $177,000 $42
Palisade 2 Beds, 1 Bath, 1,130 sqft $167,000 $46

If your Clifton, CO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Clifton:

Claim Typical Claim Amount
WIND $7,500
THEFT/BURGLARY $3,500
WEIGHT OF ICE OR SNOW $18,000

Your Clifton, CO insurance agent (see examples below) can help with your claims.

  • Travelers: Colorado West Insurance Services Inc, 2782 crossroads blvd, Grand Junction, CO, 81506 970-245-6960
  • State Farm: Jeff Chandler, 200 w grand ave unit 11, Grand Jct, CO, 81501-5825 970-257-1300
  • Allstate: Robin Dujay, 1119 n 1st st ste g, Grand Junction, CO, 81501 (970) 245-2706
  • Liberty Mutual Independent: Hub International, 2742 crossroads blvd, Grand Junction, CO, 81506 970-245-8011
  • Farmers: Robert Allen, 1673 highway 50 unit a, Grand Junction, CO, 81503 (970) 256-7444

Your Background Impacts Your Home Insurance Quotes

Here is a list of Clifton, CO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score $25 to 50,000 No Pets, Non-Smoker $230
Full Time Job Up to 499 Credit Score $50 to $75,000 3 Pets, Non-Smoker $230
Unemployed 500-549 Credit Score <$25,000 2 Pets, Smoker $350