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This fantastic information on Ridgway, CO Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Ridgway, CO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ridgway, CO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ridgway 2 Beds, 1 Bath, 1310 sqft $179,000 $78
Hotchkiss 3 Beds, 1 Bath, 1,880 sqft $350,000 $119
Mountain Village 4 Beds, 2 Baths, 2,530 sqft $551,000 $156
Naturita 2 Beds, 1 Bath, 1,000 sqft $225,000 $71
Colona 2 Beds, 1 Bath, 1,610 sqft $267,000 $94
Norwood 2 Beds, 1 Bath, 1,030 sqft $187,000 $74
Sawpit 4 Beds, 3 Baths, 2,220 sqft $266,000 $60
Telluride 4 Beds, 3 Baths, 1,810 sqft $316,000 $104
Lake City 3 Beds, 1 Bath, 1,710 sqft $182,000 $135
Redvale 3 Beds, 1 Bath, 1,920 sqft $362,000 $96
Ouray 2 Beds, 1 Bath, 1,240 sqft $220,000 $56
Orchard City 3 Beds, 2 Baths, 1,610 sqft $212,000 $64
Loghill Village 3 Beds, 1 Bath, 1,690 sqft $280,000 $119
Portland 2 Beds, 1 Bath, 1,750 sqft $301,000 $184
Bayfield 4 Beds, 1 Bath, 3,380 sqft $478,000 $146
Ophir 2 Beds, 1 Bath, 1,610 sqft $236,000 $42
Nucla 4 Beds, 2 Baths, 3,250 sqft $585,000 $103
Olathe 2 Beds, 1 Bath, 1,690 sqft $317,000 $116
Delta 2 Beds, 1 Bath, 1,580 sqft $212,000 $51
Crawford 3 Beds, 1 Bath, 1,230 sqft $277,000 $74
Montrose 3 Beds, 1 Bath, 2,260 sqft $443,000 $155

If your Ridgway, CO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ridgway:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $12,500
FIRE $37,000
HAIL $8,500

Your Ridgway, CO insurance agent (see examples below) can help with your claims.

  • Allstate: Telluride Ins Svc, 508 west colorado avenue, Telluride, CO, 81435 (970) 728-4666
  • Liberty Mutual Independent: Cowest Of Telluride, 100 w colorado ave, Telluride, CO, 81435

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ridgway, CO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $75 to $100,000 2 Pets, Non-Smoker $550
Part Time Job Up to 499 Credit Score $25 to 50,000 No Pets, Non-Smoker $580
Unemployed 500-549 Credit Score No Income 1 Pet, Non-Smoker $160