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Read amazing research on Mineral County, Colorado Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Mineral County, CO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Mineral County, CO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Mineral County 2 Beds, 1 Bath, 910 sqft $120,000 $54
Creede 3 Beds, 2 Baths, 2,200 sqft $206,000 $116
City of Creede 3 Beds, 2 Baths, 2,380 sqft $337,000 $81
South Fork 3 Beds, 2 Baths, 1,900 sqft $270,000 $54
Alpine 4 Beds, 2 Baths, 2,140 sqft $215,000 $69
Piedra 3 Beds, 2 Baths, 1,440 sqft $260,000 $63
Gerrard 4 Beds, 3 Baths, 3,180 sqft $296,000 $156
Del Norte 2 Beds, 1 Bath, 1,000 sqft $120,000 $65
Lake City 4 Beds, 3 Baths, 2,170 sqft $283,000 $163
Cathedral 2 Beds, 1 Bath, 1,100 sqft $214,000 $57
Pagosa Springs 4 Beds, 2 Baths, 3,270 sqft $515,000 $124
Center 2 Beds, 1 Bath, 1,020 sqft $174,000 $46
Arboles 3 Beds, 2 Baths, 2,030 sqft $231,000 $71
Bayfield 4 Beds, 2 Baths, 1,840 sqft $244,000 $150
Silverton 4 Beds, 3 Baths, 1,960 sqft $251,000 $100
Cochetopa 2 Beds, 1 Bath, 950 sqft $120,000 $63
Monte Vista 4 Beds, 1 Bath, 2,960 sqft $419,000 $107
Sargent 4 Beds, 3 Baths, 1,720 sqft $191,000 $70
Conejos 2 Beds, 1 Bath, 1,150 sqft $195,000 $86
Dulce, NM 2 Beds, 1 Bath, 990 sqft $168,000 $59
Lumberton, NM 4 Beds, 1 Bath, 3,330 sqft $406,000 $290

If your Mineral County, CO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Mineral County:

Claim Typical Claim Amount
THEFT/BURGLARY $3,500
WATER DAMAGE $7,000
FIRE $36,000

Your Mineral County, CO insurance agent (see examples below) can help with your claims.

  • Travelers: Co West Of San Luis Valley, box 346, Monte Vista, CO, 81144 719-852-3314
  • State Farm: Truett Forrest, 452 pagosa st, Pagosa Springs, CO, 81147 970-264-2297
  • Liberty Mutual Independent: Mountain West Insurance & Financial Services Llc, 102 n 3rd st, Pagosa Springs, CO, 81147 (970) 264-2127
  • Travelers: Co West Of San Luis Valley, 923 first avenue monte┬ávista, Monte Vista, CO, 81144
  • Liberty Mutual Independent: Cowest Of San Luis Valley, 586 columbia ave, Del Norte, CO, 81132 (:71) 965-7068

Your Background Impacts Your Home Insurance Quotes

Here is a list of Mineral County, CO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $100 to $150,000 No Pets, Non-Smoker $170
Retired 600-649 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $60
Freelancer 550-599 Credit Score $50 to $75,000 3 Pets, Non-Smoker $170