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In Depth Analysis of Denver County, Colorado Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Denver County, CO is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Denver County, CO & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Denver County 3 Beds, 1 Bath, 1230 sqft $116,000 $54
Valmont 3 Beds, 1 Bath, 1,560 sqft $179,000 $45
Lafayette 2 Beds, 1 Bath, 1,660 sqft $198,000 $54
Broomfield 3 Beds, 2 Baths, 1,460 sqft $217,000 $50
Elbert 4 Beds, 3 Baths, 2,120 sqft $250,000 $143
Hudson 4 Beds, 1 Bath, 1,970 sqft $197,000 $84
Elizabeth 2 Beds, 1 Bath, 1,520 sqft $200,000 $53
Allenspark 2 Beds, 1 Bath, 1,650 sqft $175,000 $63
Hidden Lake 3 Beds, 1 Bath, 2,150 sqft $230,000 $83
Brick Center 3 Beds, 1 Bath, 2,280 sqft $197,000 $69
Eldorado Springs 3 Beds, 1 Bath, 1,830 sqft $330,000 $112
Highlands Ranch 4 Beds, 3 Baths, 2,930 sqft $260,000 $71
Dacono 3 Beds, 1 Bath, 1,490 sqft $175,000 $79
Crisman 2 Beds, 1 Bath, 1,560 sqft $219,000 $73
Louisville 3 Beds, 1 Bath, 1,740 sqft $201,000 $51
Johnstown 3 Beds, 2 Baths, 1,860 sqft $211,000 $96
Lakeside 4 Beds, 2 Baths, 2,780 sqft $308,000 $111
Keenesburg 2 Beds, 1 Bath, 1,650 sqft $255,000 $88
Pleasant View 3 Beds, 1 Bath, 1,920 sqft $238,000 $81
Leyner 2 Beds, 1 Bath, 1,090 sqft $154,000 $62
Aetna Estates 3 Beds, 2 Baths, 1,860 sqft $181,000 $132

If your Denver County, CO home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Denver County:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $15,000
THEFT/BURGLARY $3,500
THEFT SCHEDULED PROPERTY $10,000

Your Denver County, CO insurance agent (see examples below) can help with your claims.

  • Nationwide: Nationwide Sales Solutions Agency, 1550 s colorado blvd ste 107, Denver, CO, 80222-3700 (303) 991-7563
  • Liberty Mutual Independent: Rpa Insurance Services, 5290 dtc pkwy ste 140, Greenwood Village, CO, 80111 (303) 489-4700
  • Travelers: Tag-Dan Hart, 8753 yates dr ste 225, Westminster, CO, 80031 303-456-0066
  • Farmers: David Parker, 8525 ralston rd, Arvada, CO, 80002 (303) 464-1911
  • Liberty Mutual: Craig Barry, 10901 w. 120th avenue suite 190, Broomfield, CO, 80021 1-303-420-3222

Your Background Impacts Your Home Insurance Quotes

Here is a list of Denver County, CO homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score $75 to $100,000 2 Pets, Smoker $90
Retired 500-549 Credit Score No Income 3 Pets, Smoker $790
Unemployed 600-649 Credit Score <$25,000 More than 3 Pets at home, Smoker $470