In Depth Analysis of Denver County, Colorado Home Insurance Rates to get you a leg up in your negotiations after you get quotes.
Here is a list of replacement costs & home insurance for Denver County, CO & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Denver County | 3 Beds, 1 Bath, 1230 sqft | $116,000 | $54 |
| Valmont | 3 Beds, 1 Bath, 1,560 sqft | $179,000 | $45 |
| Lafayette | 2 Beds, 1 Bath, 1,660 sqft | $198,000 | $54 |
| Broomfield | 3 Beds, 2 Baths, 1,460 sqft | $217,000 | $50 |
| Elbert | 4 Beds, 3 Baths, 2,120 sqft | $250,000 | $143 |
| Hudson | 4 Beds, 1 Bath, 1,970 sqft | $197,000 | $84 |
| Elizabeth | 2 Beds, 1 Bath, 1,520 sqft | $200,000 | $53 |
| Allenspark | 2 Beds, 1 Bath, 1,650 sqft | $175,000 | $63 |
| Hidden Lake | 3 Beds, 1 Bath, 2,150 sqft | $230,000 | $83 |
| Brick Center | 3 Beds, 1 Bath, 2,280 sqft | $197,000 | $69 |
| Eldorado Springs | 3 Beds, 1 Bath, 1,830 sqft | $330,000 | $112 |
| Highlands Ranch | 4 Beds, 3 Baths, 2,930 sqft | $260,000 | $71 |
| Dacono | 3 Beds, 1 Bath, 1,490 sqft | $175,000 | $79 |
| Crisman | 2 Beds, 1 Bath, 1,560 sqft | $219,000 | $73 |
| Louisville | 3 Beds, 1 Bath, 1,740 sqft | $201,000 | $51 |
| Johnstown | 3 Beds, 2 Baths, 1,860 sqft | $211,000 | $96 |
| Lakeside | 4 Beds, 2 Baths, 2,780 sqft | $308,000 | $111 |
| Keenesburg | 2 Beds, 1 Bath, 1,650 sqft | $255,000 | $88 |
| Pleasant View | 3 Beds, 1 Bath, 1,920 sqft | $238,000 | $81 |
| Leyner | 2 Beds, 1 Bath, 1,090 sqft | $154,000 | $62 |
| Aetna Estates | 3 Beds, 2 Baths, 1,860 sqft | $181,000 | $132 |
Here are some typical claims filed in Denver County:
| Claim | Typical Claim Amount |
|---|---|
| FREEZING WATER (INCLUDES BURSTING PIPES) | $15,000 |
| THEFT/BURGLARY | $3,500 |
| THEFT SCHEDULED PROPERTY | $10,000 |
Your Denver County, CO insurance agent (see examples below) can help with your claims.
Here is a list of Denver County, CO homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Full Time Job | 750-799 Credit Score | $75 to $100,000 | 2 Pets, Smoker | $90 |
| Retired | 500-549 Credit Score | No Income | 3 Pets, Smoker | $790 |
| Unemployed | 600-649 Credit Score | <$25,000 | More than 3 Pets at home, Smoker | $470 |