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In Depth Analysis of Los Alamos, CA Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Los Alamos, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Los Alamos, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Los Alamos 4 Beds, 2 Baths, 2990 sqft $465,000 $151
Lompoc 4 Beds, 2 Baths, 1,980 sqft $341,000 $68
Vandenberg AFB 4 Beds, 3 Baths, 2,440 sqft $311,000 $83
Vandenberg Village 3 Beds, 1 Bath, 1,860 sqft $391,000 $51
Guadalupe 3 Beds, 1 Bath, 2,380 sqft $425,000 $67
Casmalia 2 Beds, 1 Bath, 920 sqft $180,000 $28
Buellton 3 Beds, 2 Baths, 2,130 sqft $274,000 $65
Pismo Beach 3 Beds, 2 Baths, 1,230 sqft $239,000 $36
Cuyama 3 Beds, 1 Bath, 1,400 sqft $301,000 $70
Solvang 3 Beds, 1 Bath, 1,500 sqft $312,000 $68
Santa Barbara 3 Beds, 2 Baths, 1,520 sqft $289,000 $31
Grover Beach 2 Beds, 1 Bath, 1,040 sqft $151,000 $54
Woodlands 4 Beds, 2 Baths, 2,390 sqft $296,000 $101
Garey 2 Beds, 1 Bath, 1,160 sqft $206,000 $54
Avilla Beach 2 Beds, 1 Bath, 1,020 sqft $209,000 $37
Oceano 2 Beds, 1 Bath, 1,000 sqft $190,000 $29
Callender 4 Beds, 2 Baths, 2,790 sqft $603,000 $146
Montecito 3 Beds, 1 Bath, 1,310 sqft $306,000 $39
Carpinteria 4 Beds, 2 Baths, 1,680 sqft $370,000 $75
Los Ranchos 3 Beds, 1 Bath, 2,070 sqft $317,000 $82
Santa Maria 4 Beds, 2 Baths, 3,030 sqft $545,000 $80

If your Los Alamos, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Los Alamos:

Claim Typical Claim Amount
WIND $5,000
PHYSICAL DAMAGE $3,000
VANDALISM/MALICIOUS MISCHIEF $6,000

Your Los Alamos, CA insurance agent (see examples below) can help with your claims.

  • Travelers: Murray And Murray Ins Agency, 550 d e betterravia rd, Santa Maria, CA, 93454 805-925-8607
  • State Farm: Nancy Boster, 1100 s broadway, Santa Maria, CA, 93454-6608 805-922-4066
  • Allstate: Susan Dal Pozzo, 418 e ocean ave, Lompoc, CA, 93436 (805) 735-6466
  • Farmers: Pamela Caballero, 1669 fir ave ste 2, Solvang, CA, 93463 (805) 691-9651
  • State Farm: Tami Rabska, 1545 s broadway, Santa Maria, CA, 93454-7281 805-349-7979

Your Background Impacts Your Home Insurance Quotes

Here is a list of Los Alamos, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score $25 to 50,000 2 Pets, Non-Smoker $300
Part Time Job 700-749 Credit Score $25 to 50,000 3 Pets, Smoker $1,140
Unemployed 600-649 Credit Score No Income No Pets, Non-Smoker $1,130