In Depth Analysis of Los Alamos, CA Home Insurance Rates to get you a leg up in your negotiations after you get quotes.
Here is a list of replacement costs & home insurance for Los Alamos, CA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Los Alamos | 4 Beds, 2 Baths, 2990 sqft | $465,000 | $151 |
| Lompoc | 4 Beds, 2 Baths, 1,980 sqft | $341,000 | $68 |
| Vandenberg AFB | 4 Beds, 3 Baths, 2,440 sqft | $311,000 | $83 |
| Vandenberg Village | 3 Beds, 1 Bath, 1,860 sqft | $391,000 | $51 |
| Guadalupe | 3 Beds, 1 Bath, 2,380 sqft | $425,000 | $67 |
| Casmalia | 2 Beds, 1 Bath, 920 sqft | $180,000 | $28 |
| Buellton | 3 Beds, 2 Baths, 2,130 sqft | $274,000 | $65 |
| Pismo Beach | 3 Beds, 2 Baths, 1,230 sqft | $239,000 | $36 |
| Cuyama | 3 Beds, 1 Bath, 1,400 sqft | $301,000 | $70 |
| Solvang | 3 Beds, 1 Bath, 1,500 sqft | $312,000 | $68 |
| Santa Barbara | 3 Beds, 2 Baths, 1,520 sqft | $289,000 | $31 |
| Grover Beach | 2 Beds, 1 Bath, 1,040 sqft | $151,000 | $54 |
| Woodlands | 4 Beds, 2 Baths, 2,390 sqft | $296,000 | $101 |
| Garey | 2 Beds, 1 Bath, 1,160 sqft | $206,000 | $54 |
| Avilla Beach | 2 Beds, 1 Bath, 1,020 sqft | $209,000 | $37 |
| Oceano | 2 Beds, 1 Bath, 1,000 sqft | $190,000 | $29 |
| Callender | 4 Beds, 2 Baths, 2,790 sqft | $603,000 | $146 |
| Montecito | 3 Beds, 1 Bath, 1,310 sqft | $306,000 | $39 |
| Carpinteria | 4 Beds, 2 Baths, 1,680 sqft | $370,000 | $75 |
| Los Ranchos | 3 Beds, 1 Bath, 2,070 sqft | $317,000 | $82 |
| Santa Maria | 4 Beds, 2 Baths, 3,030 sqft | $545,000 | $80 |
Here are some typical claims filed in Los Alamos:
| Claim | Typical Claim Amount |
|---|---|
| WIND | $5,000 |
| PHYSICAL DAMAGE | $3,000 |
| VANDALISM/MALICIOUS MISCHIEF | $6,000 |
Your Los Alamos, CA insurance agent (see examples below) can help with your claims.
Here is a list of Los Alamos, CA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Retired | 500-549 Credit Score | $25 to 50,000 | 2 Pets, Non-Smoker | $300 |
| Part Time Job | 700-749 Credit Score | $25 to 50,000 | 3 Pets, Smoker | $1,140 |
| Unemployed | 600-649 Credit Score | No Income | No Pets, Non-Smoker | $1,130 |