The issues listed mainly affect Descanso, CA Home Insurance Rates & getting on top of them can keep your costs really cheap.
Here is a list of replacement costs & home insurance for Descanso, CA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Descanso | 3 Beds, 1 Bath, 1840 sqft | $338,000 | $82 |
| Oceanside | 3 Beds, 2 Baths, 2,350 sqft | $311,000 | $35 |
| Imperial | 3 Beds, 2 Baths, 1,820 sqft | $220,000 | $64 |
| Bonsall | 2 Beds, 1 Bath, 1,490 sqft | $206,000 | $41 |
| Bonita | 2 Beds, 1 Bath, 1,220 sqft | $262,000 | $52 |
| Chula Vista | 2 Beds, 1 Bath, 1,580 sqft | $271,000 | $52 |
| National City | 3 Beds, 2 Baths, 1,400 sqft | $126,000 | $36 |
| Lake San Marcos | 3 Beds, 2 Baths, 1,920 sqft | $378,000 | $73 |
| San Diego | 2 Beds, 1 Bath, 1,740 sqft | $319,000 | $36 |
| Del Mar | 2 Beds, 1 Bath, 1,120 sqft | $189,000 | $19 |
| Solana Beach | 3 Beds, 1 Bath, 1,870 sqft | $265,000 | $40 |
| Lemon Grove | 3 Beds, 2 Baths, 1,550 sqft | $182,000 | $54 |
| Anza | 2 Beds, 1 Bath, 1,310 sqft | $209,000 | $34 |
| Lakeside | 3 Beds, 2 Baths, 2,040 sqft | $298,000 | $43 |
| Poway | 2 Beds, 1 Bath, 1,170 sqft | $114,000 | $40 |
| Mount Laguna | 3 Beds, 2 Baths, 1,590 sqft | $270,000 | $33 |
| Borrego Springs | 2 Beds, 1 Bath, 940 sqft | $139,000 | $29 |
| Vista | 2 Beds, 1 Bath, 1,380 sqft | $202,000 | $46 |
| San Diego Country Estates | 3 Beds, 1 Bath, 2,010 sqft | $268,000 | $71 |
| Pine Valley | 3 Beds, 1 Bath, 1,860 sqft | $335,000 | $46 |
| Aguanga | 3 Beds, 2 Baths, 1,410 sqft | $219,000 | $43 |
Here are some typical claims filed in Descanso:
| Claim | Typical Claim Amount |
|---|---|
| VANDALISM/MALICIOUS MISCHIEF | $5,000 |
| WIND | $6,000 |
| THEFT/BURGLARY | $4,500 |
Your Descanso, CA insurance agent (see examples below) can help with your claims.
Here is a list of Descanso, CA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Retired | 750-799 Credit Score | $25 to 50,000 | 2 Pets, Non-Smoker | $670 |
| Freelancer | 600-649 Credit Score | <$25,000 | 1 Pet, Smoker | $190 |
| Full Time Job | Up to 499 Credit Score | $25 to 50,000 | More than 3 Pets at home, Smoker | $470 |