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This startling study about Mount Hermon, CA Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Mount Hermon, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Mount Hermon, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Mount Hermon 3 Beds, 2 Baths, 1930 sqft $522,000 $67
Del Rey Oaks 3 Beds, 1 Bath, 1,410 sqft $378,000 $58
Saratoga 3 Beds, 2 Baths, 1,780 sqft $305,000 $56
Rio del Mar 3 Beds, 1 Bath, 1,460 sqft $356,000 $68
Scotts Valley 3 Beds, 1 Bath, 2,310 sqft $608,000 $123
Castroville 3 Beds, 1 Bath, 1,220 sqft $216,000 $55
Bonny Doon 3 Beds, 2 Baths, 1,230 sqft $199,000 $73
Palo Alto 2 Beds, 1 Bath, 1,270 sqft $368,000 $58
Davenport 2 Beds, 1 Bath, 1,530 sqft $350,000 $66
Fremont 3 Beds, 2 Baths, 1,430 sqft $283,000 $56
Lompico 2 Beds, 1 Bath, 1,150 sqft $282,000 $58
Newark 2 Beds, 1 Bath, 1,790 sqft $677,000 $137
Morgan Hill 3 Beds, 1 Bath, 1,380 sqft $288,000 $34
Chualar 3 Beds, 2 Baths, 2,190 sqft $778,000 $104
East Palo Alto 3 Beds, 2 Baths, 1,930 sqft $434,000 $97
Pasatiempo 3 Beds, 1 Bath, 2,350 sqft $485,000 $99
East Foothills 3 Beds, 1 Bath, 1,980 sqft $488,000 $111
Pleasanton 2 Beds, 1 Bath, 1,050 sqft $256,000 $54
San Juan Bautista 3 Beds, 1 Bath, 1,720 sqft $422,000 $61
Norris Canyon 3 Beds, 2 Baths, 2,260 sqft $461,000 $85
Colma 3 Beds, 2 Baths, 1,310 sqft $237,000 $76

If your Mount Hermon, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Mount Hermon:

Claim Typical Claim Amount
FIRE $48,500
WIND $6,000
PHYSICAL DAMAGE $3,000

Your Mount Hermon, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Dwight Henderson Johnson, 1900 camden ave ste 206, San Jose, CA, 95124-2944 (408) 775-7475
  • Farmers: Ron Merz, 1264 lincoln ave ste 100, San Jose, CA, 95125 (408) 371-3000
  • Travelers: W B Tubbs Insurance Agency, 1475 so. bascom ave suite 207, Campbell, CA, 95008 408-371-1566
  • Liberty Mutual Independent: Mcsherry Hudson Insurance, 575 auto center dr, Watsonville, CA, 95076 (831) 724-3841
  • State Farm: Donna Dilorenzo, 1777 saratoga ave ste 100, San Jose, CA, 95129-5210 408-244-9102

Your Background Impacts Your Home Insurance Quotes

Here is a list of Mount Hermon, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $330
Unemployed 500-549 Credit Score No Income 3 Pets, Smoker $1,620
Retired 800-850 Credit Score $25 to 50,000 No Pets, Non-Smoker $110