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This startling study about La Selva Beach, CA Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in La Selva Beach, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for La Selva Beach, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
La Selva Beach 3 Beds, 2 Baths, 1690 sqft $638,000 $95
Interlaken 4 Beds, 3 Baths, 3,010 sqft $1,348,000 $230
Davenport 4 Beds, 2 Baths, 1,920 sqft $580,000 $210
Cupertino 2 Beds, 1 Bath, 1,680 sqft $507,000 $78
Ladera 3 Beds, 2 Baths, 1,510 sqft $701,000 $162
Rio del Mar 2 Beds, 1 Bath, 1,580 sqft $451,000 $92
Moss Landing 2 Beds, 1 Bath, 1,040 sqft $266,000 $54
Alum Rock 2 Beds, 1 Bath, 1,720 sqft $547,000 $95
Los Altos Hills 2 Beds, 1 Bath, 1,560 sqft $576,000 $98
Palo Alto 3 Beds, 2 Baths, 1,230 sqft $590,000 $63
Pasatiempo 2 Beds, 1 Bath, 1,520 sqft $546,000 $139
Pleasanton 2 Beds, 1 Bath, 1,590 sqft $382,000 $52
San Jose 2 Beds, 1 Bath, 1,530 sqft $815,000 $121
Soledad 3 Beds, 2 Baths, 1,370 sqft $442,000 $69
East Palo Alto 3 Beds, 2 Baths, 1,520 sqft $516,000 $125
Cambrian Park 4 Beds, 3 Baths, 2,070 sqft $525,000 $162
Sand City 3 Beds, 1 Bath, 1,460 sqft $697,000 $162
Monterey 3 Beds, 1 Bath, 2,320 sqft $717,000 $86
Pajaro 3 Beds, 2 Baths, 2,200 sqft $659,000 $94
Las Lomas 2 Beds, 1 Bath, 1,170 sqft $299,000 $41
Gonzales 2 Beds, 1 Bath, 1,510 sqft $502,000 $45

If your La Selva Beach, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in La Selva Beach:

Claim Typical Claim Amount
THEFT/BURGLARY $4,500
WIND $6,000
PHYSICAL DAMAGE $3,000

Your La Selva Beach, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Nathan Douglas Gleason Agency, 60 w main ave ste 11a, Morgan Hill, CA, 95037-4553 (408) 659-8788
  • Liberty Mutual Independent: Mcsherry Hudson Insurance, 575 auto center dr, Watsonville, CA, 95076 (831) 724-3841
  • Travelers: Pacific Diversified Insurance, 9015 murray ave ste 110, Gilroy, CA, 95020 408-842-2131
  • Farmers: Cynthia Richards, 715 capitola ave ste c, Capitola, CA, 95010 (877) 433-2951
  • State Farm: Colin Giles, 6010 highway 9 ste 3, Felton, CA, 95018-9535 831-335-8442

Your Background Impacts Your Home Insurance Quotes

Here is a list of La Selva Beach, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 600-649 Credit Score <$25,000 3 Pets, Smoker $820
Retired Up to 499 Credit Score <$25,000 1 Pet, Non-Smoker $1,010
Full Time Job 650-699 Credit Score $75 to $100,000 More than 3 Pets at home, Smoker $130