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Read about what causes changes in your Thermal, CA Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Thermal, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Thermal, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Thermal 2 Beds, 1 Bath, 1010 sqft $36,000 $9
Cathedral City 2 Beds, 1 Bath, 1,450 sqft $45,000 $13
Twentynine Palms 2 Beds, 1 Bath, 910 sqft $32,000 $11
Salton City 3 Beds, 2 Baths, 2,150 sqft $80,000 $21
Mountain Center 3 Beds, 1 Bath, 1,370 sqft $53,000 $17
Desert Edge 2 Beds, 1 Bath, 1,770 sqft $46,000 $12
Julian 2 Beds, 1 Bath, 1,190 sqft $29,000 $9
San Gorgonio Pass 3 Beds, 1 Bath, 1,910 sqft $60,000 $11
Vista Santa Rosa 2 Beds, 1 Bath, 1,570 sqft $64,000 $15
Garnet 3 Beds, 1 Bath, 1,880 sqft $51,000 $12
Mecca 2 Beds, 1 Bath, 1,290 sqft $60,000 $13
Borrego Springs 3 Beds, 1 Bath, 1,810 sqft $49,000 $9
Bombay Beach 3 Beds, 1 Bath, 1,210 sqft $47,000 $15
Palm Springs 3 Beds, 2 Baths, 1,690 sqft $59,000 $16
Hemet 2 Beds, 1 Bath, 990 sqft $38,000 $8
Coachella 2 Beds, 1 Bath, 1,090 sqft $39,000 $6
Salton Sea Beach 2 Beds, 1 Bath, 1,780 sqft $62,000 $13
Aguanga 2 Beds, 1 Bath, 1,740 sqft $67,000 $11
Thermal 3 Beds, 1 Bath, 1,390 sqft $50,000 $9
Valle Vista 3 Beds, 2 Baths, 1,270 sqft $41,000 $8
Beaumont 2 Beds, 1 Bath, 1,320 sqft $48,000 $11

If your Thermal, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Thermal:

Claim Typical Claim Amount
FIRE $48,500
WIND $6,000
WATER DAMAGE $5,000

Your Thermal, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Lacy Insurance Services Inc, 41865 boardwalk ste 108, Palm Desert, CA, 92211 (760) 674-8713
  • Liberty Mutual Independent: Desert Empire Insurance Services Inc., 77564 country club dr ste 401, Palm Desert, CA, 92211 (760) 360-4700
  • Travelers: Desert View Insurance Agency, 74040 highway 111 ste l-228, Palm Desert, CA, 92260 760-346-1220
  • Farmers: Bill Reed, 72880 fred waring dr ste d20, Palm Desert, CA, 92260 (760) 776-8151
  • State Farm: Guillermo Molina, 82900 avenue 42 ste g110, Indio, CA, 92203-9664 760-347-5700

Your Background Impacts Your Home Insurance Quotes

Here is a list of Thermal, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed Up to 499 Credit Score No Income 2 Pets, Smoker $100
Part Time Job 750-799 Credit Score <$25,000 No Pets, Non-Smoker $100
Retired 700-749 Credit Score $25 to 50,000 3 Pets, Smoker $70