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Read amazing research on Rio Dell, CA Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Rio Dell, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Rio Dell, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Rio Dell 2 Beds, 1 Bath, 1640 sqft $210,000 $31
Weott 3 Beds, 2 Baths, 1,730 sqft $185,000 $43
Alderpoint 3 Beds, 2 Baths, 1,970 sqft $168,000 $45
Eureka 2 Beds, 1 Bath, 1,340 sqft $150,000 $32
Myrtletown 2 Beds, 1 Bath, 980 sqft $90,000 $21
Bayview 3 Beds, 2 Baths, 1,780 sqft $252,000 $36
Ruth 2 Beds, 1 Bath, 990 sqft $105,000 $19
Leggett 2 Beds, 1 Bath, 1,330 sqft $201,000 $36
Fortuna 3 Beds, 2 Baths, 1,940 sqft $180,000 $52
Scotia 2 Beds, 1 Bath, 1,430 sqft $214,000 $24
Westhaven-Moonstone 3 Beds, 1 Bath, 1,590 sqft $210,000 $33
Arcata 2 Beds, 1 Bath, 950 sqft $121,000 $26
Fields Landing 2 Beds, 1 Bath, 1,320 sqft $120,000 $26
Hydesville 2 Beds, 1 Bath, 980 sqft $157,000 $22
Hyampom 2 Beds, 1 Bath, 1,030 sqft $120,000 $21
McKinleyville 3 Beds, 1 Bath, 2,070 sqft $218,000 $45
Fieldbrook 3 Beds, 1 Bath, 1,900 sqft $304,000 $40
Blue Lake 2 Beds, 1 Bath, 1,260 sqft $188,000 $23
Willow Creek 3 Beds, 1 Bath, 1,500 sqft $161,000 $45
Redcrest 2 Beds, 1 Bath, 1,080 sqft $98,000 $28
Humboldt Hill 2 Beds, 1 Bath, 1,750 sqft $210,000 $38

If your Rio Dell, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Rio Dell:

Claim Typical Claim Amount
PHYSICAL DAMAGE $3,000
LIABILITY (ALL OTHER) $58,000
VANDALISM/MALICIOUS MISCHIEF $5,000

Your Rio Dell, CA insurance agent (see examples below) can help with your claims.

  • State Farm: Mary Wallaker, 426 harris st, Eureka, CA, 95503-4417 707-407-4041
  • Farmers: Donna Ross, 534 12th st, Fortuna, CA, 95540 (707) 725-5777
  • Allstate: Richard Black, 331 n fortuna blvd, Fortuna, CA, 95540 (707) 682-6168
  • Liberty Mutual Independent: Harbers Insurance Agency, 210 12th st, Fortuna, CA, 95540 (707) 725-3316
  • State Farm: Don Brown, 755 12th st, Fortuna, CA, 95540-2103 707-725-1135

Your Background Impacts Your Home Insurance Quotes

Here is a list of Rio Dell, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score No Income More than 3 Pets at home, Smoker $220
Part Time Job 650-699 Credit Score <$25,000 No Pets, Non-Smoker $430
Full Time Job Up to 499 Credit Score $75 to $100,000 1 Pet, Smoker $240