This startling study about Lucerne, CA Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for Lucerne, CA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Lucerne | 2 Beds, 1 Bath, 1290 sqft | $81,000 | $21 |
| Calistoga | 2 Beds, 1 Bath, 1,440 sqft | $98,000 | $32 |
| Lower Lake | 3 Beds, 1 Bath, 1,680 sqft | $174,000 | $47 |
| Sea Ranch | 2 Beds, 1 Bath, 910 sqft | $65,000 | $12 |
| Potter Valley | 2 Beds, 1 Bath, 1,740 sqft | $144,000 | $41 |
| Calpella | 3 Beds, 2 Baths, 1,500 sqft | $143,000 | $31 |
| Anchor Bay | 2 Beds, 1 Bath, 950 sqft | $111,000 | $18 |
| Maxwell | 2 Beds, 1 Bath, 1,200 sqft | $107,000 | $17 |
| Geyserville | 3 Beds, 1 Bath, 2,390 sqft | $208,000 | $60 |
| Jenner | 2 Beds, 1 Bath, 1,690 sqft | $120,000 | $23 |
| Colusa | 2 Beds, 1 Bath, 1,060 sqft | $129,000 | $20 |
| Cobb | 3 Beds, 2 Baths, 2,150 sqft | $187,000 | $49 |
| Colusa | 2 Beds, 1 Bath, 1,760 sqft | $145,000 | $65 |
| Rutherford | 3 Beds, 2 Baths, 2,060 sqft | $213,000 | $36 |
| Santa Rosa | 2 Beds, 1 Bath, 1,260 sqft | $144,000 | $29 |
| Ukiah | 2 Beds, 1 Bath, 950 sqft | $66,000 | $15 |
| Hopland | 2 Beds, 1 Bath, 1,710 sqft | $203,000 | $44 |
| North Lakeport | 3 Beds, 1 Bath, 2,030 sqft | $192,000 | $16 |
| Soda Bay | 3 Beds, 2 Baths, 1,750 sqft | $120,000 | $36 |
| Princeton | 3 Beds, 1 Bath, 1,710 sqft | $172,000 | $26 |
| Potter Valley | 2 Beds, 1 Bath, 1,660 sqft | $176,000 | $41 |
Here are some typical claims filed in Lucerne:
| Claim | Typical Claim Amount |
|---|---|
| THEFT/BURGLARY | $4,500 |
| FIRE | $48,500 |
| LIABILITY (ALL OTHER) | $58,000 |
Your Lucerne, CA insurance agent (see examples below) can help with your claims.
Here is a list of Lucerne, CA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Unemployed | 650-699 Credit Score | <$25,000 | No Pets, Smoker | $300 |
| Part Time Job | 750-799 Credit Score | $25 to 50,000 | 2 Pets, Smoker | $80 |
| Retired | 500-549 Credit Score | <$25,000 | 3 Pets, Non-Smoker | $580 |