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This startling study about Del Monte Forest, CA Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Del Monte Forest, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Del Monte Forest, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Del Monte Forest 4 Beds, 1 Bath, 3400 sqft $1,522,000 $148
Aromas 4 Beds, 1 Bath, 2,620 sqft $1,075,000 $179
Lompico 4 Beds, 3 Baths, 2,720 sqft $1,210,000 $283
Saratoga 3 Beds, 2 Baths, 1,660 sqft $1,076,000 $136
Gonzales 3 Beds, 2 Baths, 1,470 sqft $641,000 $96
Carmel-by-the-Sea 4 Beds, 1 Bath, 3,210 sqft $1,524,000 $131
Rio del Mar 2 Beds, 1 Bath, 1,550 sqft $540,000 $101
Watsonville 2 Beds, 1 Bath, 920 sqft $418,000 $59
Aptos 4 Beds, 1 Bath, 3,140 sqft $1,458,000 $189
Pacific Grove 4 Beds, 3 Baths, 3,110 sqft $1,201,000 $176
Greenfield 4 Beds, 3 Baths, 2,230 sqft $1,407,000 $249
Paradise Park 2 Beds, 1 Bath, 1,100 sqft $344,000 $78
Llagas-Uvas 3 Beds, 2 Baths, 1,870 sqft $919,000 $187
Freedom 3 Beds, 1 Bath, 2,360 sqft $1,198,000 $169
Amesti 4 Beds, 2 Baths, 2,130 sqft $849,000 $130
Campbell 2 Beds, 1 Bath, 1,680 sqft $556,000 $99
Twin Lakes 3 Beds, 1 Bath, 1,840 sqft $517,000 $111
Tres Pinos 4 Beds, 2 Baths, 2,120 sqft $1,050,000 $258
Hollister 3 Beds, 1 Bath, 2,350 sqft $1,310,000 $166
Carmel Valley 2 Beds, 1 Bath, 1,190 sqft $501,000 $89
Big Sur 4 Beds, 2 Baths, 2,700 sqft $1,494,000 $192

If your Del Monte Forest, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Del Monte Forest:

Claim Typical Claim Amount
PHYSICAL DAMAGE $3,000
WIND $6,000
LIABILITY (ALL OTHER) $58,000

Your Del Monte Forest, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Maffei Ins & Fin Services, 480 calle principal ste 4, Monterey, CA, 93940 (831) 920-6533
  • Liberty Mutual Independent: Leavitt Central Coast Ins Svcs, 950 e blanco rd, Salinas, CA, 93901 (831) 424-6404
  • Travelers: Monroe Insurance Brokerage Inc, 26465 carmel rancho blvd ste 1, Carmel, CA, 93923 831-372-4511
  • Farmers: Cesar Castro, 911 n main st, Salinas, CA, 93906 (831) 759-8500
  • State Farm: Tony Villafranca, 560 e alisal st, Salinas, CA, 93905-2545 831-758-4664

Your Background Impacts Your Home Insurance Quotes

Here is a list of Del Monte Forest, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 600-649 Credit Score No Income 2 Pets, Smoker $400
Freelancer 500-549 Credit Score $75 to $100,000 No Pets, Non-Smoker $1,920
Unemployed 800-850 Credit Score <$25,000 1 Pet, Non-Smoker $650