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Orange Cove, CA Home Insurance Rates - What Impacts It?

Given here are some important aspects of your Orange Cove, California Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Orange Cove, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Orange Cove, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Orange Cove 2 Beds, 1 Bath, 900 sqft $92,000 $22
Porterville 4 Beds, 1 Bath, 3,270 sqft $179,000 $43
Hanford 2 Beds, 1 Bath, 960 sqft $79,000 $21
Yosemite Lakes 3 Beds, 2 Baths, 1,480 sqft $158,000 $39
Farmersville 3 Beds, 2 Baths, 1,430 sqft $162,000 $31
Calwa 2 Beds, 1 Bath, 1,190 sqft $133,000 $34
Laton 4 Beds, 3 Baths, 2,660 sqft $244,000 $35
Tooleville 3 Beds, 2 Baths, 1,490 sqft $152,000 $22
Madera Acres 2 Beds, 1 Bath, 1,170 sqft $112,000 $30
Goshen 3 Beds, 2 Baths, 2,190 sqft $131,000 $47
Stratford 3 Beds, 2 Baths, 1,760 sqft $159,000 $59
Caruthers 4 Beds, 3 Baths, 1,920 sqft $242,000 $33
Plainview 2 Beds, 1 Bath, 1,100 sqft $88,000 $18
Orosi 3 Beds, 1 Bath, 1,920 sqft $194,000 $34
Wilsonia 2 Beds, 1 Bath, 1,670 sqft $141,000 $31
Waukena 4 Beds, 1 Bath, 2,290 sqft $186,000 $39
Matheny 2 Beds, 1 Bath, 1,270 sqft $105,000 $29
Kerman 3 Beds, 1 Bath, 1,960 sqft $164,000 $31
Woodville 3 Beds, 2 Baths, 1,790 sqft $206,000 $51
Kingsburg 4 Beds, 2 Baths, 2,880 sqft $330,000 $59
Friant 4 Beds, 3 Baths, 3,140 sqft $227,000 $52

If your Orange Cove, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Orange Cove:

Claim Typical Claim Amount
THEFT/BURGLARY $4,000
LIABILITY (ALL OTHER) $45,000
VANDALISM/MALICIOUS MISCHIEF $6,000

Your Orange Cove, CA insurance agent (see examples below) can help with your claims.

  • Travelers: C D Simonian Insurance Agency, po box 370, Fowler, CA, 93625
  • State Farm: Josh Culley, 780 w el monte way ste c, Dinuba, CA, 93618-3546 559-595-0270
  • Allstate: Ricardo Vicuna, 612 n st, Sanger, CA, 93657 (559) 399-0220
  • Liberty Mutual Independent: Lewis & Associates Insurance Brokers Inc, 700 w center ave, Visalia, CA, 93291 559-733-7272
  • Farmers: Gary Campbell Lutcf, 130 n akers st ste b, Visalia, CA, 93291 (559) 627-8700

Your Background Impacts Your Home Insurance Quotes

Here is a list of Orange Cove, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score $25 to 50,000 1 Pet, Non-Smoker $170
Freelancer 800-850 Credit Score <$25,000 More than 3 Pets at home, Smoker $90
Retired 750-799 Credit Score No Income 2 Pets, Non-Smoker $200