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The variables explained here drive your Lakeport, California Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Lakeport, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lakeport, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lakeport 2 Beds, 1 Bath, 1220 sqft $146,000 $28
Graton 2 Beds, 1 Bath, 1,490 sqft $218,000 $26
Talmage 2 Beds, 1 Bath, 980 sqft $79,000 $29
Occidental 2 Beds, 1 Bath, 1,460 sqft $135,000 $33
Lucerne 3 Beds, 2 Baths, 2,210 sqft $293,000 $106
Hidden Valley Lake 3 Beds, 2 Baths, 1,620 sqft $198,000 $36
Sereno del Mar 3 Beds, 2 Baths, 1,840 sqft $221,000 $28
Albion 3 Beds, 1 Bath, 1,830 sqft $182,000 $36
Lake Berryessa 2 Beds, 1 Bath, 1,710 sqft $137,000 $25
Clearlake 2 Beds, 1 Bath, 1,110 sqft $86,000 $21
Cobb 2 Beds, 1 Bath, 1,240 sqft $113,000 $27
Bodega Bay 3 Beds, 1 Bath, 1,600 sqft $248,000 $27
Stonyford 2 Beds, 1 Bath, 1,690 sqft $150,000 $33
Geyserville 3 Beds, 2 Baths, 2,000 sqft $224,000 $67
Cloverdale 2 Beds, 1 Bath, 1,120 sqft $173,000 $41
Angwin 2 Beds, 1 Bath, 1,700 sqft $172,000 $45
Cazadero 2 Beds, 1 Bath, 910 sqft $143,000 $19
Elk Creek 2 Beds, 1 Bath, 1,350 sqft $123,000 $30
Fulton 3 Beds, 2 Baths, 1,840 sqft $189,000 $50
Salmon Creek 3 Beds, 1 Bath, 2,280 sqft $252,000 $78
Calistoga 2 Beds, 1 Bath, 1,620 sqft $271,000 $33

If your Lakeport, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lakeport:

Claim Typical Claim Amount
PHYSICAL DAMAGE $3,000
WIND $5,000
WATER DAMAGE $6,500

Your Lakeport, CA insurance agent (see examples below) can help with your claims.

  • Travelers: Mark Davis Insurance Agency, 520 s state st, Ukiah, CA, 95482 707-462-9725
  • State Farm: Nanette Dutcher, 2170 south main street, Lakeport, CA, 95453-5620 707-263-7142
  • Allstate: Cammy Persons, 367 n state st ste 105, Ukiah, CA, 95482 (707) 462-9095
  • Liberty Mutual Independent: Team Ins & Financial Svcs Inc, 345 north state st, Ukiah, CA, 95482 (707) 462-5901
  • Farmers: John Ussery, 367 lakeport blvd, Lakeport, CA, 95453 (707) 263-7452

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lakeport, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score No Income More than 3 Pets at home, Smoker $40
Freelancer 750-799 Credit Score >$150,000 3 Pets, Smoker $200
Retired 800-850 Credit Score <$25,000 1 Pet, Smoker $20