The variables explained here drive your St. Helena, California Home Insurance Rates & focusing on them can qualify you for a really cheap quote.
Here is a list of replacement costs & home insurance for St. Helena, CA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| St. Helena | 3 Beds, 1 Bath, 1630 sqft | $951,000 | $285 |
| Rutherford | 2 Beds, 1 Bath, 1,580 sqft | $991,000 | $190 |
| San Pablo | 2 Beds, 1 Bath, 1,620 sqft | $662,000 | $103 |
| Ross | 3 Beds, 1 Bath, 2,390 sqft | $981,000 | $150 |
| Bodega | 2 Beds, 1 Bath, 1,620 sqft | $839,000 | $167 |
| Hercules | 3 Beds, 2 Baths, 1,440 sqft | $554,000 | $100 |
| Cloverdale | 3 Beds, 1 Bath, 2,240 sqft | $1,142,000 | $229 |
| Forestville | 3 Beds, 2 Baths, 2,190 sqft | $821,000 | $197 |
| Salmon Creek | 2 Beds, 1 Bath, 1,700 sqft | $726,000 | $84 |
| Bay Point | 2 Beds, 1 Bath, 1,650 sqft | $745,000 | $88 |
| Williams | 3 Beds, 2 Baths, 2,220 sqft | $920,000 | $205 |
| Fulton | 3 Beds, 2 Baths, 1,290 sqft | $511,000 | $157 |
| Fairfield | 2 Beds, 1 Bath, 1,700 sqft | $864,000 | $157 |
| Dillon Beach | 3 Beds, 1 Bath, 1,580 sqft | $808,000 | $201 |
| Orinda | 2 Beds, 1 Bath, 1,790 sqft | $564,000 | $85 |
| Monte Rio | 2 Beds, 1 Bath, 1,760 sqft | $698,000 | $120 |
| Temelec | 2 Beds, 1 Bath, 1,760 sqft | $977,000 | $151 |
| Glen Ellen | 3 Beds, 2 Baths, 1,970 sqft | $1,257,000 | $111 |
| Moraga | 3 Beds, 1 Bath, 2,290 sqft | $1,026,000 | $225 |
| Hidden Valley Lake | 3 Beds, 2 Baths, 1,300 sqft | $612,000 | $63 |
| Agua Caliente | 2 Beds, 1 Bath, 920 sqft | $370,000 | $75 |
Here are some typical claims filed in St. Helena:
| Claim | Typical Claim Amount |
|---|---|
| FIRE | $59,000 |
| LIABILITY (ALL OTHER) | $45,000 |
| WIND | $5,000 |
Your St. Helena, CA insurance agent (see examples below) can help with your claims.
Here is a list of St. Helena, CA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Part Time Job | 750-799 Credit Score | <$25,000 | More than 3 Pets at home, Smoker | $620 |
| Freelancer | 500-549 Credit Score | $100 to $150,000 | 2 Pets, Smoker | $410 |
| Full Time Job | 600-649 Credit Score | $25 to 50,000 | 1 Pet, Non-Smoker | $1,590 |