Given here are some important aspects of your Oceano, California Home Insurance that impact your rates & can support you in getting a great deal.
Here is a list of replacement costs & home insurance for Oceano, CA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Oceano | 2 Beds, 1 Bath, 1680 sqft | $186,000 | $80 |
| Buellton | 3 Beds, 1 Bath, 2,260 sqft | $258,000 | $45 |
| Los Ranchos | 3 Beds, 2 Baths, 2,250 sqft | $405,000 | $64 |
| Oceano | 3 Beds, 1 Bath, 1,820 sqft | $194,000 | $54 |
| Arroyo Grande | 2 Beds, 1 Bath, 1,340 sqft | $168,000 | $38 |
| San Luis Obispo | 2 Beds, 1 Bath, 1,110 sqft | $143,000 | $31 |
| Santa Ynez | 2 Beds, 1 Bath, 1,430 sqft | $210,000 | $29 |
| Santa Maria | 3 Beds, 2 Baths, 2,130 sqft | $333,000 | $89 |
| Whitley Gardens | 2 Beds, 1 Bath, 1,170 sqft | $173,000 | $21 |
| Los Olivos | 2 Beds, 1 Bath, 1,530 sqft | $203,000 | $60 |
| Morro Bay | 2 Beds, 1 Bath, 1,480 sqft | $186,000 | $48 |
| Ballard | 2 Beds, 1 Bath, 1,150 sqft | $132,000 | $38 |
| Pismo Beach | 2 Beds, 1 Bath, 1,580 sqft | $215,000 | $35 |
| Edna | 3 Beds, 1 Bath, 1,800 sqft | $183,000 | $46 |
| Guadalupe | 3 Beds, 2 Baths, 2,230 sqft | $407,000 | $60 |
| Orcutt | 2 Beds, 1 Bath, 1,000 sqft | $158,000 | $27 |
| Nipomo | 3 Beds, 1 Bath, 2,380 sqft | $330,000 | $65 |
| Shandon | 2 Beds, 1 Bath, 1,570 sqft | $158,000 | $58 |
| Santa Margarita | 3 Beds, 2 Baths, 1,670 sqft | $264,000 | $45 |
| Los Berros | 2 Beds, 1 Bath, 1,220 sqft | $171,000 | $27 |
| San Simeon | 3 Beds, 2 Baths, 2,080 sqft | $261,000 | $59 |
Here are some typical claims filed in Oceano:
| Claim | Typical Claim Amount |
|---|---|
| WIND | $5,000 |
| LIABILITY (ALL OTHER) | $45,000 |
| THEFT/BURGLARY | $4,000 |
Your Oceano, CA insurance agent (see examples below) can help with your claims.
Here is a list of Oceano, CA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Unemployed | 750-799 Credit Score | <$25,000 | 1 Pet, Non-Smoker | $250 |
| Part Time Job | 500-549 Credit Score | $25 to 50,000 | 3 Pets, Non-Smoker | $410 |
| Freelancer | 550-599 Credit Score | <$25,000 | No Pets, Smoker | $390 |