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The variables explained here drive your San Martin, California Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in San Martin, CA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for San Martin, CA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
San Martin 4 Beds, 2 Baths, 2020 sqft $801,000 $128
Aptos Hills-Larkin Valley 3 Beds, 2 Baths, 2,370 sqft $688,000 $181
Seacliff 3 Beds, 2 Baths, 1,870 sqft $727,000 $99
Boulder Creek 2 Beds, 1 Bath, 1,270 sqft $581,000 $123
Bonny Doon 3 Beds, 2 Baths, 1,870 sqft $503,000 $157
Pescadero 3 Beds, 2 Baths, 1,990 sqft $585,000 $186
Ben Lomond 4 Beds, 2 Baths, 1,940 sqft $567,000 $87
Newman 4 Beds, 2 Baths, 1,870 sqft $447,000 $72
Santa Nella 3 Beds, 2 Baths, 1,670 sqft $526,000 $95
Castroville 4 Beds, 1 Bath, 1,630 sqft $628,000 $89
Brookdale 4 Beds, 1 Bath, 2,400 sqft $1,155,000 $184
Newark 3 Beds, 1 Bath, 2,360 sqft $884,000 $170
Las Lomas 3 Beds, 1 Bath, 1,710 sqft $645,000 $113
Los Altos Hills 2 Beds, 1 Bath, 1,260 sqft $495,000 $85
Grayson 4 Beds, 1 Bath, 2,730 sqft $1,072,000 $144
Pacific Grove 4 Beds, 2 Baths, 1,960 sqft $556,000 $206
Hilmar-Irwin 4 Beds, 3 Baths, 1,990 sqft $878,000 $225
San Lorenzo Valley 3 Beds, 1 Bath, 1,350 sqft $405,000 $95
Day Valley 3 Beds, 1 Bath, 1,470 sqft $318,000 $108
Diablo Range 4 Beds, 1 Bath, 2,090 sqft $838,000 $184
Cupertino 2 Beds, 1 Bath, 1,700 sqft $579,000 $130

If your San Martin, CA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in San Martin:

Claim Typical Claim Amount
FIRE $59,000
LIABILITY (ALL OTHER) $45,000
PHYSICAL DAMAGE $3,000

Your San Martin, CA insurance agent (see examples below) can help with your claims.

  • Nationwide: Nathan Douglas Gleason Agency, 60 w main ave ste 11a, Morgan Hill, CA, 95037-4553 (408) 659-8788
  • Farmers: Timothy Powell, 10096 soquel dr ste 2, Aptos, CA, 95003 (831) 688-8778
  • Travelers: Dunne Agency Insurance Services, 16165 monterey rd 105, Morgan Hill, CA, 95037 408-740-3025
  • Liberty Mutual Independent: Sl Insurance Assoc Inc, 275 tennant ave ste 207, Morgan Hill, CA, 95037 408-776-8600
  • State Farm: Gurmeet Gill, 151 bernal rd ste 10, San Jose, CA, 95119-1306 408-224-3737

Your Background Impacts Your Home Insurance Quotes

Here is a list of San Martin, CA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 500-549 Credit Score $25 to 50,000 2 Pets, Non-Smoker $570
Part Time Job 550-599 Credit Score $25 to 50,000 No Pets, Non-Smoker $2,450
Full Time Job 700-749 Credit Score <$25,000 1 Pet, Smoker $1,140